Press-releases Press-releases Bank of Russia https://www.cbr.ru/development/RSS/ ru-RU Fri, 05 Sep 2025 15:35:00 +0300 Orlov Printing (05.09.2025) https://www.cbr.ru/eng/press/PR/?file=638926891331421869ENG_COINS.htm docid_41280 <p>On&nbsp;8&nbsp;September 2025, the&nbsp;Bank of&nbsp;Russia issues a&nbsp;<nobr>3-ruble</nobr> silver commemorative coin &lsquo;Orlov Printing&rsquo; of&nbsp;the&nbsp;Inventions of&nbsp;Russia series (Catalogue No. <nobr>5111-0528).</nobr></p> <p><iframe allow="clipboard-write; autoplay" allowfullscreen="" frameborder="0" height="405" src="https://rutube.ru/play/embed/70f8799671cf8d9ef23303ce2bd0a4e9/?p=pShG6Meaz-rq5O2lXSsQCQ" width="720"></iframe></p> <p>For&nbsp;over 130&nbsp;years, paper money has&nbsp;been issued using the&nbsp;Orlov Printing method of&nbsp;single-run multi-colour printing of&nbsp;banknotes. This method guarantees the&nbsp;exact matching of&nbsp;colours: continuously coloured lines create a&nbsp;multi-colour pattern, changing from one&nbsp;colour to&nbsp;another. This multi-colour printing technique was&nbsp;named after its&nbsp;inventor&nbsp;&mdash; Russian engineer Ivan Orlov.</p> <p>The&nbsp;<nobr>3-ruble</nobr> silver coin (fine metal content 31.1&nbsp;g, fineness 925/1,000) has&nbsp;a&nbsp;round shape and&nbsp;is&nbsp;39.0&nbsp;mm&nbsp;in&nbsp;diameter.</p> <p>The&nbsp;obverse and&nbsp;the&nbsp;reverse of&nbsp;the&nbsp;coin have a&nbsp;relief rim&nbsp;around the&nbsp;circumference.</p> <p>The&nbsp;obverse of&nbsp;the&nbsp;coin features a&nbsp;relief image of&nbsp;the&nbsp;National Coat of&nbsp;Arms of&nbsp;the&nbsp;Russian Federation and&nbsp;the&nbsp;inscriptions &lsquo;РОССИЙСКАЯ ФЕДЕРАЦИЯ&rsquo; (RUSSIAN FEDERATION) and &lsquo;БАНК РОССИИ&rsquo; (BANK OF&nbsp;RUSSIA), the&nbsp;denomination of&nbsp;the&nbsp;coin &lsquo;3&nbsp;РУБЛЯ&rsquo; (3&nbsp;RUBLES), the&nbsp;year of&nbsp;issue &lsquo;2025&nbsp;г.&rsquo; (2025), the&nbsp;chemical symbol of&nbsp;the&nbsp;metal according to&nbsp;Mendeleev&rsquo;s Periodic Table of&nbsp;Elements, fineness, the&nbsp;Saint Petersburg Mint trademark, and&nbsp;fine metal content.</p> <p><img src="/legacy/PhotoStore/img/5111-0528.png" /></p> <p>The&nbsp;reverse of&nbsp;the&nbsp;coin &lsquo;Orlov Printing&rsquo; features a&nbsp;relief image of&nbsp;Ivan Orlov&rsquo;s portrait against the&nbsp;background of&nbsp;an&nbsp;image of&nbsp;a&nbsp;drawing of&nbsp;the&nbsp;printing press designed by&nbsp;Ivan Orlov, laser treated for&nbsp;matte finishing, and&nbsp;a&nbsp;coloured ornamental coating imitating the&nbsp;Orlov printing, the&nbsp;inscription &lsquo;ОРЛОВСКАЯ ПЕЧАТЬ&rsquo; (ORLOV&nbsp;PRINTING) in&nbsp;two&nbsp;lines at&nbsp;the&nbsp;top&nbsp;right, and&nbsp;a&nbsp;facsimile of&nbsp;Ivan Orlov&rsquo;s signature at&nbsp;the&nbsp;bottom.</p> <p><img src="/legacy/PhotoStore/img/5111-0528R.png" /></p> <p>The&nbsp;edge of&nbsp;the&nbsp;coin is&nbsp;corrugated.</p> <p>The&nbsp;coin is&nbsp;minted in&nbsp;proof quality.</p> <p>The&nbsp;mintage of&nbsp;the&nbsp;coin is&nbsp;3,000&nbsp;pcs.</p> <p>The&nbsp;new&nbsp;coin is&nbsp;legal tender of&nbsp;the&nbsp;Russian Federation and&nbsp;is&nbsp;mandatory for&nbsp;acceptance for&nbsp;all&nbsp;kinds of&nbsp;payments without any&nbsp;restrictions at&nbsp;its&nbsp;face value.</p> Fri, 05 Sep 2025 15:35:00 +0300 Cash Circulation The 150th Anniversary of Tennis in Russia (05.09.2025) https://www.cbr.ru/eng/press/PR/?file=638926889080505632ENG_COINS.htm docid_41279 <p>On&nbsp;8 September 2025, the&nbsp;Bank of&nbsp;Russia issues a&nbsp;<nobr>3-ruble</nobr> silver commemorative coin &lsquo;The 150th Anniversary of&nbsp;Tennis in&nbsp;Russia&rsquo; (Catalogue No. <nobr>5111-0529).</nobr></p> <p><iframe allow="clipboard-write; autoplay" allowfullscreen="" frameborder="0" height="405" src="https://rutube.ru/play/embed/2eb21d395b67b304ae38a679d8f2de46/?p=EaBjUeRmRSJ7yOgxikemsQ" width="720"></iframe></p> <p>Sergey, a&nbsp;son&nbsp;of&nbsp;Emperor Alexander&nbsp;II, made an&nbsp;entry in&nbsp;his&nbsp;diary on&nbsp;12&nbsp;June 1875 that he&nbsp;had&nbsp;played tennis with his&nbsp;brothers on&nbsp;the&nbsp;lawn of&nbsp;the&nbsp;Alexander Park in&nbsp;Tsarskoe Selo. That was&nbsp;the&nbsp;first record of&nbsp;playing tennis in&nbsp;Russia.</p> <p>The&nbsp;<nobr>3-ruble</nobr> silver coin (fine metal content 31.1&nbsp;g, fineness 925/1,000) has&nbsp;a&nbsp;round shape and&nbsp;is&nbsp;39.0&nbsp;mm in&nbsp;diameter.</p> <p>The&nbsp;obverse and&nbsp;the&nbsp;reverse of&nbsp;the&nbsp;coin have a&nbsp;relief rim&nbsp;around the&nbsp;circumference.</p> <p>The&nbsp;obverse of&nbsp;the&nbsp;coin features a&nbsp;relief image of&nbsp;the&nbsp;National Coat of&nbsp;Arms of&nbsp;the&nbsp;Russian Federation, the&nbsp;inscriptions &lsquo;РОССИЙСКАЯ ФЕДЕРАЦИЯ&rsquo; (RUSSIAN FEDERATION) and &lsquo;БАНК РОССИИ&rsquo; (BANK OF&nbsp;RUSSIA), the&nbsp;denomination of&nbsp;the&nbsp;coin &lsquo;3&nbsp;РУБЛЯ&rsquo; (3&nbsp;RUBLES), the&nbsp;year of&nbsp;issue &lsquo;2025 г.&rsquo; (2025), the&nbsp;chemical symbol of&nbsp;the&nbsp;metal according to&nbsp;Mendeleev&rsquo;s Periodic Table of&nbsp;Elements, fineness, the&nbsp;Saint Petersburg Mint trademark, and&nbsp;fine metal content.</p> <p><img src="/legacy/PhotoStore/img/5111-0529.png" /></p> <p>The&nbsp;reverse of&nbsp;the&nbsp;coin &lsquo;The 150th Anniversary of&nbsp;Tennis in&nbsp;Russia&rsquo; features a&nbsp;relief image of&nbsp;two&nbsp;crossed tennis rackets and&nbsp;a&nbsp;gilded relief image of&nbsp;a&nbsp;tennis ball against the&nbsp;background of&nbsp;an&nbsp;image of&nbsp;a&nbsp;tennis&nbsp;net, laser treated for&nbsp;matte finishing, and&nbsp;the&nbsp;inscriptions &lsquo;ТЕННИС В&nbsp;РОССИИ&rsquo; (TENNIS IN&nbsp;RUSSIA) around the&nbsp;upper circumference and &lsquo;150&nbsp;ЛЕТ&rsquo; (150&nbsp;YEARS) in&nbsp;two&nbsp;lines at&nbsp;the&nbsp;bottom right.</p> <p><img src="/legacy/PhotoStore/img/5111-0529R.png" /></p> <p>The&nbsp;edge of&nbsp;the&nbsp;coin is&nbsp;corrugated.</p> <p>The&nbsp;coin is&nbsp;minted in&nbsp;proof quality.</p> <p>The&nbsp;mintage of&nbsp;the&nbsp;coin is&nbsp;3,000&nbsp;pcs.</p> <p>The&nbsp;new&nbsp;coin is&nbsp;legal tender of&nbsp;the&nbsp;Russian Federation and&nbsp;is&nbsp;mandatory for&nbsp;acceptance for&nbsp;all&nbsp;kinds of&nbsp;payments without any&nbsp;restrictions at&nbsp;its&nbsp;face value.</p> Fri, 05 Sep 2025 14:52:00 +0300 Cash Circulation Results of monitoring of credit institutions’ maximum interest rates (04.09.2025) https://www.cbr.ru/eng/press/PR/?file=638926028136350039ENG_BANK_SECTOR.htm docid_41276 <p>The&nbsp;August 2025 results of&nbsp;the&nbsp;monitoring of&nbsp;the&nbsp;maximum interest rates on&nbsp;deposits<sup>1</sup> in&nbsp;Russian rubles of&nbsp;the&nbsp;top&nbsp;10&nbsp;credit institutions<sup>2</sup> attracting the&nbsp;largest amount of&nbsp;household deposits are&nbsp;as&nbsp;follows:</p> <p>The&nbsp;first 10&nbsp;days of&nbsp;August&nbsp;&ndash; 15.96%;</p> <p>The&nbsp;second 10&nbsp;days of&nbsp;August&nbsp;&ndash; 15.85%;</p> <p>The&nbsp;third 10&nbsp;days of&nbsp;August&nbsp;&ndash; 15.70%.</p> <p>Data on&nbsp;changes in&nbsp;monitoring results are&nbsp;<a href="/eng/statistics/bank_sector/pdko_sub/#a_95844link">available</a> on&nbsp;the&nbsp;Bank of&nbsp;Russia website.</p> <p>Data on&nbsp;average maximum interest rates on&nbsp;deposits by&nbsp;maturity are&nbsp;given for&nbsp;reference.<sup>3</sup></p> <p>&nbsp;</p> <div> <hr align="left" size="0" width="33%"></div> <div class="note"> <p><sup>1</sup>&nbsp;The maximum interest rate at&nbsp;a&nbsp;credit&nbsp;institution is&nbsp;measured as&nbsp;follows:</p> <p>&ndash;&nbsp;Maximum interest rates on&nbsp;deposits available to&nbsp;any&nbsp;client (including potential ones) without any&nbsp;limitations and&nbsp;preliminary conditions are&nbsp;taken into account. Deposits for&nbsp;special client categories (pensioners, children) and&nbsp;purposes (social, humanitarian, etc.) are&nbsp;excluded.</p> <p>&ndash;&nbsp;Compound interest rates on&nbsp;deposits are&nbsp;out&nbsp;of&nbsp;scope.</p> <p>&ndash;&nbsp;Interest rates that are&nbsp;effective provided that certain conditions are&nbsp;fulfilled (regular bank card turnover, a&nbsp;permanent minimum balance on&nbsp;a&nbsp;bank card, etc.) are&nbsp;not&nbsp;taken into account.</p> <p>&ndash;&nbsp;Combined deposit products, i.e. deposits with additional conditions, are&nbsp;not&nbsp;considered. Such additional conditions for&nbsp;higher interest accrual may&nbsp;comprise, among other things, purchasing investment units in&nbsp;a&nbsp;certain amount, opening an&nbsp;investment account, concluding an&nbsp;agreement on&nbsp;investment or&nbsp;endowment life insurance, buying an&nbsp;extra service package, etc.</p> <p>&ndash;&nbsp;Deposits with maturities divided into periods with varying interest rates are&nbsp;out&nbsp;of&nbsp;scope.</p> <p>The&nbsp;average maximum interest rate is&nbsp;calculated as&nbsp;an&nbsp;arithmetic mean of&nbsp;the&nbsp;maximum interest rates of&nbsp;the&nbsp;top&nbsp;10&nbsp;credit institutions.</p> <p><sup>2</sup>&nbsp;Sberbank (1481)&nbsp;&mdash; www.sberbank.ru, VTB&nbsp;Bank (PJSC) (1000)&nbsp;&mdash; www.vtb.ru, Bank&nbsp;GPB (JSC) (354)&nbsp;&mdash; www.gazprombank.ru, AO&nbsp;ALFA-BANK (1326)&nbsp;&mdash; alfabank.ru, JSC&nbsp;Rosselkhozbank (3349)&nbsp;&mdash; www.rshb.ru, JSC&nbsp;DOM.RF (2312)&nbsp;&mdash; domrfbank.ru, CREDIT BANK OF&nbsp;MOSCOW (1978)&nbsp;&mdash; mkb.ru, TBank (2673)&nbsp;&mdash; www.tbank.ru, Promsvyazbank PJSC (3251)&nbsp;&mdash; psbank.ru, PJSC Sovcombank (963)&nbsp;&mdash; sovcombank.ru. The&nbsp;monitoring was&nbsp;conducted by&nbsp;the&nbsp;Department of&nbsp;Banking Regulation and&nbsp;Analytics of&nbsp;the&nbsp;Bank of&nbsp;Russia using the&nbsp;information provided by&nbsp;the&nbsp;said websites. The&nbsp;published value is&nbsp;indicative.</p> <p><sup>3</sup>&nbsp;Average maximum interest rates on&nbsp;deposits: for&nbsp;up&nbsp;to&nbsp;90&nbsp;days&nbsp;&mdash; 15.21%; for&nbsp;91&nbsp;to&nbsp;180&nbsp;days&nbsp;&mdash; 14.93%; for&nbsp;181&nbsp;days to&nbsp;one&nbsp;year&nbsp;&mdash; 14.32%; and&nbsp;for&nbsp;over one&nbsp;year&nbsp;&mdash; 12.66%.</p> </div> Thu, 04 Sep 2025 15:38:00 +0300 Banking Sector Banking licence of Tavrichesky Bank (JSC) revoked (03.09.2025) https://www.cbr.ru/eng/press/PR/?file=638925051039878944ENG_BANK_SECTOR.htm docid_41274 <p>Due&nbsp;to&nbsp;the&nbsp;absence of&nbsp;any&nbsp;prospects for&nbsp;further implementation of&nbsp;financial resolution measures, the&nbsp;Bank of&nbsp;Russia Board of&nbsp;Directors decided to&nbsp;terminate the&nbsp;plan of&nbsp;State Corporation Deposit Insurance Agency&rsquo;s (hereinafter, DIA.RF) participation in&nbsp;bankruptcy prevention measures for&nbsp;Tavrichesky Bank (joint-stock company) (hereinafter, Tavrichesky Bank (JSC).</p> <p>Under these circumstances, in&nbsp;accordance with Clauses 1&nbsp;and 2&nbsp;of&nbsp;Part 2&nbsp;of&nbsp;Article 20&nbsp;of&nbsp;the&nbsp;Federal Law &lsquo;On Banks and&nbsp;Banking Activities&rsquo;, the&nbsp;Bank of&nbsp;Russia was&nbsp;obliged to&nbsp;revoke the&nbsp;banking licence of&nbsp;Tavrichesky Bank (JSC) (Registration No.&nbsp;2304, Saint&nbsp;Petersburg) because of&nbsp;a&nbsp;full loss of&nbsp;equity capital by&nbsp;the&nbsp;credit institution.<sup>1</sup>&nbsp;A&nbsp;decision to&nbsp;this effect was&nbsp;made in&nbsp;accordance with Bank of&nbsp;Russia Order No.&nbsp;OD‑1919, dated 3&nbsp;September 2025.</p> <p>The&nbsp;credit institution ranked 60<sup>th</sup> by&nbsp;assets in&nbsp;the&nbsp;Russian banking system.<sup>2</sup></p> <p>By&nbsp;its&nbsp;Order No.&nbsp;OD‑1920, dated 3&nbsp;September 2025, the&nbsp;Bank of&nbsp;Russia appointed DIA.RF to&nbsp;exercise the&nbsp;functions of&nbsp;a&nbsp;provisional administrator to&nbsp;manage Tavrichesky Bank (JSC). The&nbsp;provisional administrator will exercise its&nbsp;functions until a&nbsp;receiver<sup>3</sup>&nbsp;or a&nbsp;liquidator<sup>4</sup>&nbsp;is appointed. In&nbsp;accordance with federal laws, the&nbsp;powers of&nbsp;the&nbsp;credit institution&rsquo;s executive bodies were suspended.</p> <p><strong>Information for&nbsp;depositors:</strong>&nbsp;Tavrichesky Bank (JSC) is&nbsp;a&nbsp;participant in&nbsp;the&nbsp;deposit insurance system; therefore, its&nbsp;depositors<sup>5</sup> will be&nbsp;compensated for&nbsp;their deposits in&nbsp;the&nbsp;amount of&nbsp;100% of&nbsp;the&nbsp;balance of&nbsp;funds, but&nbsp;no&nbsp;more than a&nbsp;total of&nbsp;₽1.4&nbsp;million per&nbsp;depositor (including interest accrued), taking into account the&nbsp;conditions stipulated by&nbsp;Chapter&nbsp;2.1 of&nbsp;the&nbsp;Federal Law &lsquo;On the&nbsp;Insurance of&nbsp;Deposits with Russian Banks&rsquo;.</p> <p>According to&nbsp;the&nbsp;Bank of&nbsp;Russia&rsquo;s preliminary estimate, claims of&nbsp;the&nbsp;first- and&nbsp;second-priority creditors can&nbsp;be&nbsp;satisfied in&nbsp;full after the&nbsp;sale of&nbsp;the&nbsp;bank&rsquo;s assets in&nbsp;the&nbsp;course of&nbsp;liquidation procedures.</p> <p>Deposits are&nbsp;to&nbsp;be&nbsp;repaid by&nbsp;DIA.RF. Depositors may&nbsp;obtain detailed information regarding the&nbsp;repayment procedure 24/7&nbsp;at DIA.RF&rsquo;s hotline <nobr class="phone">(8 800 200-08-05)</nobr> and&nbsp;on&nbsp;its&nbsp;website (https://www.asv.org.ru/).</p> <p>&nbsp;</p> <div> <hr align="left" size="0" width="33%" /></div> <div class="note"> <p><sup>1</sup>&nbsp;The Bank of&nbsp;Russia made this decision because of&nbsp;the&nbsp;credit institution&rsquo;s equity capital adequacy ratios below two&nbsp;per&nbsp;cent, decrease in&nbsp;the&nbsp;equity capital below the&nbsp;minimum value of&nbsp;the&nbsp;authorised capital established as&nbsp;of&nbsp;the&nbsp;date of&nbsp;the&nbsp;state registration of&nbsp;the&nbsp;credit institution.</p> <p><sup>2</sup>&nbsp;According to&nbsp;the&nbsp;financial statements as&nbsp;of&nbsp;1&nbsp;August 2025.</p> <p><sup>3</sup>&nbsp;In accordance with Articles&nbsp;127&nbsp;and 189.68 of&nbsp;the&nbsp;Federal Law &lsquo;On Insolvency (Bankruptcy)&rsquo;.</p> <p><sup>4</sup>&nbsp;In accordance with Article&nbsp;23.1 of&nbsp;the&nbsp;Federal Law &lsquo;On Banks and&nbsp;Banking Activities&rsquo;.</p> <p><sup>5</sup>&nbsp;Depositor is&nbsp;a&nbsp;citizen of&nbsp;the&nbsp;Russian Federation, foreign citizen or&nbsp;person without citizenship, including those engaged in&nbsp;entrepreneurial activity, lawyers, notaries and&nbsp;other individuals who&nbsp;opened bank accounts (deposits) to&nbsp;carry out&nbsp;professional activities, or&nbsp;a&nbsp;legal entity specified in&nbsp;Article&nbsp;5.1 of&nbsp;the&nbsp;Federal Law &lsquo;On the&nbsp;Insurance of&nbsp;Deposits with Russian Banks&rsquo; which concluded a&nbsp;deposit/account agreement with a&nbsp;bank, or&nbsp;any&nbsp;of&nbsp;the&nbsp;above mentioned persons on&nbsp;behalf of&nbsp;whom the&nbsp;deposit was&nbsp;made and/or who&nbsp;is&nbsp;the&nbsp;holder of&nbsp;a&nbsp;savings certificate, or&nbsp;an&nbsp;owner of&nbsp;a&nbsp;special account (special deposit) intended to&nbsp;form and&nbsp;use&nbsp;the&nbsp;fund of&nbsp;capital repairs of&nbsp;common property in&nbsp;an&nbsp;apartment house opened in&nbsp;accordance with the&nbsp;requirements of&nbsp;the&nbsp;Housing Code of&nbsp;the&nbsp;Russian Federation.</p> </div> Wed, 03 Sep 2025 08:40:00 +0300 Banking Sector Financial rehabilitation measures for INVESTTORGBANK (29.08.2025) https://www.cbr.ru/eng/press/PR/?file=638923268567540055ENG_BANK_SECTOR.htm docid_41272 <p>The&nbsp;Bank of&nbsp;Russia approved amendments to&nbsp;the&nbsp;Plan for&nbsp;State Corporation Deposit Insurance Agency&rsquo;s (hereinafter, the&nbsp;Agency) participation in&nbsp;preventing bankruptcy of&nbsp;INVESTTORGBANK (hereinafter, the&nbsp;Bank).</p> <p>In&nbsp;accordance with the&nbsp;above amendments, the&nbsp;Agency will be&nbsp;independently taking measures to&nbsp;prevent bankruptcy of&nbsp;the&nbsp;Bank. TRANSKAPITALBANK (hereinafter, TKB) will stop participating in&nbsp;the&nbsp;financial rehabilitation of&nbsp;the&nbsp;Bank as&nbsp;an&nbsp;investor after TKB&rsquo;s management makes relevant decisions.</p> <p>The&nbsp;Bank will continue to&nbsp;fulfil all&nbsp;its&nbsp;obligations to&nbsp;clients.</p> Fri, 29 Aug 2025 17:05:00 +0300 Banking Sector Sport again (29.08.2025) https://www.cbr.ru/eng/press/PR/?file=638919990814599855ENG_COINS.htm docid_41270 <p>On&nbsp;1&nbsp;September 2025, the&nbsp;Bank of&nbsp;Russia issues <nobr>25-ruble</nobr> cupronickel commemorative coins of&nbsp;the&nbsp;Russian Sports series:</p> <p>&mdash;&nbsp;&lsquo;Dynamo&rsquo;,</p> <p>&mdash;&nbsp;&lsquo;CSKA&rsquo;,</p> <p>&mdash;&nbsp;&lsquo;Lokomotiv&rsquo;,</p> <p>&mdash;&nbsp;&lsquo;Spartak&rsquo;, and</p> <p>&mdash;&nbsp;&lsquo;Labor Reserves&rsquo;.</p> <p>The&nbsp;<nobr>25-ruble</nobr> cupronickel coins have a&nbsp;round shape and&nbsp;are&nbsp;27.0&nbsp;mm&nbsp;in&nbsp;diameter.</p> <p>The&nbsp;obverse and&nbsp;the&nbsp;reverse of&nbsp;the&nbsp;coins have a&nbsp;relief rim&nbsp;around the&nbsp;circumference.</p> <p>The&nbsp;edge of&nbsp;the&nbsp;coins is&nbsp;corrugated.</p> <p>The&nbsp;obverse of&nbsp;the&nbsp;coins features a&nbsp;relief image of&nbsp;the&nbsp;National Coat of&nbsp;Arms of&nbsp;the&nbsp;Russian Federation, the&nbsp;semicircular inscription above it&nbsp;along the&nbsp;rim &lsquo;РОССИЙСКАЯ ФЕДЕРАЦИЯ&rsquo; (RUSSIAN FEDERATION) framed with paired diamonds on&nbsp;both sides, the&nbsp;mint trademark on&nbsp;the&nbsp;right, and&nbsp;the&nbsp;inscription &lsquo;БАНК РОССИИ&rsquo; (BANK OF&nbsp;RUSSIA), the&nbsp;coin denomination &lsquo;25&nbsp;РУБЛЕЙ&rsquo; (25&nbsp;RUBLES), and&nbsp;the&nbsp;year of&nbsp;issue &lsquo;2025 г.&rsquo; (2025) in&nbsp;three lines in&nbsp;the&nbsp;centre of&nbsp;the&nbsp;coins under the&nbsp;coat of&nbsp;arms.</p> <p><img src="/legacy/PhotoStore/img/5015-0073.png" /></p> <p>The&nbsp;reverse&nbsp;of:</p> <p>&mdash;&nbsp;the &lsquo;Dynamo&rsquo; coin (Catalogue No.&nbsp;<nobr>5015-0073)</nobr> features a&nbsp;coloured image of&nbsp;the&nbsp;symbols of&nbsp;All-Russian Physical Culture and&nbsp;Sports Society Dynamo and&nbsp;the&nbsp;relief inscription &lsquo;ДИНАМО&rsquo; (DYNAMO) at&nbsp;the&nbsp;top&nbsp;around the&nbsp;circumference;</p> <p><img src="/legacy/PhotoStore/img/5015-0073R.png" /></p> <p>&mdash;&nbsp;the &lsquo;CSKA&rsquo; coin (Catalogue No.&nbsp;<nobr>5015-0074)</nobr> features a&nbsp;coloured image of&nbsp;the&nbsp;symbols of&nbsp;Central Sports Club of&nbsp;the&nbsp;Army;</p> <p><img src="/legacy/PhotoStore/img/5015-0074R.png" /></p> <p>&mdash;&nbsp;the &lsquo;Lokomotiv&rsquo; coin (Catalogue No.&nbsp;<nobr>5015-0075)</nobr> features a&nbsp;coloured image of&nbsp;the&nbsp;symbols of&nbsp;Russian Physical Culture and&nbsp;Sports Society Lokomotiv and&nbsp;the&nbsp;relief inscription &lsquo;ЛОКОМОТИВ&rsquo; (LOKOMOTIV) at&nbsp;the&nbsp;top&nbsp;around the&nbsp;circumference;</p> <p><img src="/legacy/PhotoStore/img/5015-0075R.png" /></p> <p>&mdash;&nbsp;the &lsquo;Spartak&rsquo; coin (Catalogue No.&nbsp;<nobr>5015-0076)</nobr> features a&nbsp;coloured image of&nbsp;the&nbsp;symbols of&nbsp;Russian Physical Culture and&nbsp;Sports Society Spartak and&nbsp;the&nbsp;relief inscription &lsquo;СПАРТАК&rsquo; (SPARTAK) at&nbsp;the&nbsp;top&nbsp;around the&nbsp;circumference; and</p> <p><img src="/legacy/PhotoStore/img/5015-0076R.png" /></p> <p>&mdash;&nbsp;the &lsquo;Labor Reserves&rsquo; coin (Catalogue No.&nbsp;<nobr>5015-0077)</nobr> features a&nbsp;coloured image of&nbsp;the&nbsp;symbols of&nbsp;All-Russian Physical Culture and&nbsp;Sports Society Labor Reserves.</p> <p><img src="/legacy/PhotoStore/img/5015-0077R.png" /></p> <p>The&nbsp;mintage of&nbsp;the&nbsp;coins is&nbsp;50,000&nbsp;pcs&nbsp;each.</p> <p>The&nbsp;new&nbsp;coins are&nbsp;legal tender of&nbsp;the&nbsp;Russian Federation and&nbsp;are&nbsp;mandatory for&nbsp;acceptance for&nbsp;all&nbsp;kinds of&nbsp;payments without any&nbsp;restrictions at&nbsp;their face value.</p> Fri, 29 Aug 2025 10:28:15 +0300 Cash Circulation Results of monitoring of credit institutions’ maximum interest rates (25.08.2025) https://www.cbr.ru/eng/press/PR/?file=638918027868603816ENG_BANK_SECTOR.htm docid_41268 <p>The&nbsp;August 2025 results of&nbsp;the&nbsp;monitoring of&nbsp;the&nbsp;maximum interest rates on&nbsp;deposits<sup>1</sup> in&nbsp;Russian rubles of&nbsp;the&nbsp;top&nbsp;10&nbsp;credit institutions<sup>2</sup> attracting the&nbsp;largest amount of&nbsp;household deposits are&nbsp;as&nbsp;follows:</p> <p>The&nbsp;first 10&nbsp;days of&nbsp;August&nbsp;&ndash; 15.96%;</p> <p>The&nbsp;second 10&nbsp;days of&nbsp;August&nbsp;&ndash; 15.85%.</p> <p>Data on&nbsp;changes in&nbsp;monitoring results are&nbsp;<a href="/eng/statistics/bank_sector/pdko_sub/#a_95844link">available</a> on&nbsp;the&nbsp;Bank of&nbsp;Russia website.</p> <p>Data on&nbsp;average maximum interest rates on&nbsp;deposits by&nbsp;maturity are&nbsp;given for&nbsp;reference.<sup>3</sup></p> <p>&nbsp;</p> <div> <hr align="left" size="0" width="33%"></div> <div class="note"> <p><sup>1</sup>&nbsp;The maximum interest rate at&nbsp;a&nbsp;credit&nbsp;institution is&nbsp;measured as&nbsp;follows:</p> <p>&ndash;&nbsp;Maximum interest rates on&nbsp;deposits available to&nbsp;any&nbsp;client (including potential ones) without any&nbsp;limitations and&nbsp;preliminary conditions are&nbsp;taken into account. Deposits for&nbsp;special client categories (pensioners, children) and&nbsp;purposes (social, humanitarian, etc.) are&nbsp;excluded.</p> <p>&ndash;&nbsp;Compound interest rates on&nbsp;deposits are&nbsp;out&nbsp;of&nbsp;scope.</p> <p>&ndash;&nbsp;Interest rates that are&nbsp;effective provided that certain conditions are&nbsp;fulfilled (regular bank card turnover, a&nbsp;permanent minimum balance on&nbsp;a&nbsp;bank card, etc.) are&nbsp;not&nbsp;taken into account.</p> <p>&ndash;&nbsp;Combined deposit products, i.e. deposits with additional conditions, are&nbsp;not&nbsp;considered. Such additional conditions for&nbsp;higher interest accrual may&nbsp;comprise, among other things, purchasing investment units in&nbsp;a&nbsp;certain amount, opening an&nbsp;investment account, concluding an&nbsp;agreement on&nbsp;investment or&nbsp;endowment life insurance, buying an&nbsp;extra service package, etc.</p> <p>&ndash;&nbsp;Deposits with maturities divided into periods with varying interest rates are&nbsp;out&nbsp;of&nbsp;scope.</p> <p>The&nbsp;average maximum interest rate is&nbsp;calculated as&nbsp;an&nbsp;arithmetic mean of&nbsp;the&nbsp;maximum interest rates of&nbsp;the&nbsp;top&nbsp;10&nbsp;credit institutions.</p> <p><sup>2</sup>&nbsp;Sberbank (1481)&nbsp;&mdash; www.sberbank.ru, VTB&nbsp;Bank (PJSC) (1000)&nbsp;&mdash; www.vtb.ru, Bank&nbsp;GPB (JSC) (354)&nbsp;&mdash; www.gazprombank.ru, AO&nbsp;ALFA-BANK (1326)&nbsp;&mdash; alfabank.ru, JSC&nbsp;Rosselkhozbank (3349)&nbsp;&mdash; www.rshb.ru, JSC&nbsp;DOM.RF (2312)&nbsp;&mdash; domrfbank.ru, CREDIT BANK OF&nbsp;MOSCOW (1978)&nbsp;&mdash; mkb.ru, TBank (2673)&nbsp;&mdash; www.tbank.ru, Promsvyazbank PJSC (3251)&nbsp;&mdash; psbank.ru, PJSC Sovcombank (963)&nbsp;&mdash; sovcombank.ru. The&nbsp;monitoring was&nbsp;conducted by&nbsp;the&nbsp;Department of&nbsp;Banking Regulation and&nbsp;Analytics of&nbsp;the&nbsp;Bank of&nbsp;Russia using the&nbsp;information provided by&nbsp;the&nbsp;said websites. The&nbsp;published value is&nbsp;indicative.</p> <p><sup>3</sup>&nbsp;Average maximum interest rates on&nbsp;deposits: for&nbsp;up&nbsp;to&nbsp;90&nbsp;days&nbsp;&mdash; 15.34%; for&nbsp;91&nbsp;to&nbsp;180&nbsp;days&nbsp;&mdash; 15.36%; for&nbsp;181&nbsp;days to&nbsp;one&nbsp;year&nbsp;&mdash; 14.42%; and&nbsp;for&nbsp;over one&nbsp;year&nbsp;&mdash; 12.99%.</p> </div> Mon, 25 Aug 2025 17:43:00 +0300 Banking Sector The 10th Eastern Economic Forum: new coin (22.08.2025) https://www.cbr.ru/eng/press/PR/?file=638914532068256183ENG_COINS.htm docid_41266 <p>On&nbsp;25&nbsp;August&nbsp;2025, the&nbsp;Bank of&nbsp;Russia issues a&nbsp;<nobr>3-ruble</nobr> silver commemorative coin &lsquo;The 10<sup>th</sup> Eastern Economic Forum&rsquo; (Catalogue&nbsp;No.&nbsp;<nobr>5111-0527).</nobr></p> <p>The&nbsp;<nobr>3-ruble</nobr> silver coin (fine metal content 31.1&nbsp;g, fineness&nbsp;925/1,000) has&nbsp;a&nbsp;round shape and&nbsp;is&nbsp;39.0&nbsp;mm&nbsp;in&nbsp;diameter.</p> <p>The&nbsp;obverse and&nbsp;the&nbsp;reverse of&nbsp;the&nbsp;coin have a&nbsp;relief rim&nbsp;around the&nbsp;circumference.</p> <p>The&nbsp;obverse of&nbsp;the&nbsp;coin features a&nbsp;relief image of&nbsp;the&nbsp;National Coat of&nbsp;Arms of&nbsp;the&nbsp;Russian Federation and&nbsp;the&nbsp;inscriptions &lsquo;РОССИЙСКАЯ ФЕДЕРАЦИЯ&rsquo; (RUSSIAN FEDERATION) and &lsquo;БАНК РОССИИ&rsquo; (BANK OF&nbsp;RUSSIA), the&nbsp;denomination of&nbsp;the&nbsp;coin &lsquo;3&nbsp;РУБЛЯ&rsquo; (3&nbsp;RUBLES), the&nbsp;year of&nbsp;issue &lsquo;2025&nbsp;г.&rsquo; (2025), the&nbsp;chemical symbol of&nbsp;the&nbsp;metal according to&nbsp;Mendeleev&rsquo;s Periodic Table of&nbsp;Elements, fineness, the&nbsp;Saint Petersburg Mint trademark, and&nbsp;fine metal content.</p> <p><img src="/legacy/PhotoStore/img/5111-0527.jpg" /></p> <p>The&nbsp;reverse of&nbsp;the&nbsp;coin features relief images of&nbsp;a&nbsp;cable-stayed bridge, a&nbsp;bird, and&nbsp;an&nbsp;emblem with the&nbsp;inscription &lsquo;Восточный экономический форум&rsquo; (Eastern Economic Forum) and&nbsp;the&nbsp;Roman numeral &lsquo;X&rsquo; against the&nbsp;background of&nbsp;images of&nbsp;the&nbsp;sky&nbsp;and&nbsp;waves, laser treated for&nbsp;matte finishing.</p> <p><img src="/legacy/PhotoStore/img/5111-0527r.jpg" /></p> <p>The&nbsp;edge of&nbsp;the&nbsp;coin is&nbsp;corrugated.</p> <p>The&nbsp;coin is&nbsp;minted in&nbsp;proof quality.</p> <p>The&nbsp;mintage of&nbsp;the&nbsp;coin is&nbsp;3.0 thousand&nbsp;pcs.</p> <p>The&nbsp;new&nbsp;coin is&nbsp;legal tender of&nbsp;the&nbsp;Russian Federation and&nbsp;is&nbsp;mandatory for&nbsp;acceptance for&nbsp;all&nbsp;kinds of&nbsp;payments without any&nbsp;restrictions at&nbsp;its&nbsp;face value.</p> Fri, 22 Aug 2025 10:21:00 +0300 Cash Circulation 50th Anniversary of Kogalym (18.08.2025) https://www.cbr.ru/eng/press/PR/?file=638911108573505629ENG_COINS.htm docid_41264 <p>On&nbsp;19&nbsp;August 2025, the&nbsp;Bank of&nbsp;Russia issues commemorative coins &lsquo;The 50th Anniversary of&nbsp;the&nbsp;Foundation of&nbsp;Kogalym&rsquo; of&nbsp;the&nbsp;Cities series. This city in&nbsp;the&nbsp;Khanty-Mansi Autonomous Area&nbsp;&mdash; Yugra is&nbsp;a&nbsp;well-known oil&nbsp;production and&nbsp;processing centre.</p> <p>A&nbsp;<nobr>3-ruble</nobr> silver coin (fine metal content 31.1&nbsp;g, fineness&nbsp;925/1,000) has&nbsp;a&nbsp;round shape and&nbsp;is&nbsp;39.0&nbsp;mm&nbsp;in&nbsp;diameter (Catalogue No.&nbsp;<nobr>5111-0526).</nobr> A&nbsp;<nobr>100-ruble</nobr> gold coin (fine metal content 15.55&nbsp;g, fineness 999/1,000) has&nbsp;a&nbsp;round shape and&nbsp;is&nbsp;30.0&nbsp;mm&nbsp;in&nbsp;diameter (Catalogue No.&nbsp;<nobr>5217-0050).</nobr></p> <p>The&nbsp;obverse and&nbsp;the&nbsp;reverse of&nbsp;the&nbsp;coins have a&nbsp;relief rim&nbsp;around the&nbsp;circumference.</p> <p>The&nbsp;obverse of&nbsp;the&nbsp;coins bears a&nbsp;relief image of&nbsp;the&nbsp;National Coat of&nbsp;Arms of&nbsp;the&nbsp;Russian Federation and&nbsp;the&nbsp;inscriptions &lsquo;РОССИЙСКАЯ ФЕДЕРАЦИЯ&rsquo; (RUSSIAN FEDERATION), &lsquo;БАНК РОССИИ&rsquo; (BANK OF&nbsp;RUSSIA), the&nbsp;denomination of&nbsp;the&nbsp;coins &lsquo;3&nbsp;РУБЛЯ&rsquo; (3&nbsp;RUBLES) or &lsquo;100&nbsp;РУБЛЕЙ&rsquo; (100&nbsp;RUBLES), the&nbsp;year of&nbsp;issue &lsquo;2025&nbsp;г.&rsquo; (2025), the&nbsp;chemical symbol of&nbsp;the&nbsp;metal according to&nbsp;Mendeleev&rsquo;s Periodic Table of&nbsp;Elements, fineness, the&nbsp;Saint&nbsp;Petersburg Mint trademark, and&nbsp;fine metal content.</p> <p><img src="/legacy/PhotoStore/img/5111-0526.png" /> <img src="/legacy/PhotoStore/img/5217-0050.png" /></p> <p>The&nbsp;reverse&nbsp;of:</p> <p>&mdash;&nbsp;the&nbsp;<nobr>3-ruble</nobr> coin features a&nbsp;relief image of&nbsp;the&nbsp;sculptural composition Glory to&nbsp;Labour dedicated to&nbsp;the&nbsp;discoverers of&nbsp;Kogalym oil&nbsp;fields and&nbsp;the&nbsp;explorers of&nbsp;the&nbsp;North Tyumen against the&nbsp;background of&nbsp;the&nbsp;images of&nbsp;an&nbsp;oil&nbsp;rig&nbsp;and&nbsp;a&nbsp;pumping unit, laser-treated for&nbsp;matte finishing, a&nbsp;relief ornamental strip across the&nbsp;lower part of&nbsp;the&nbsp;coin, and&nbsp;inscriptions &lsquo;КОГАЛЫМ&rsquo; (KOGALYM) at&nbsp;the&nbsp;top&nbsp;around the&nbsp;circumference and &lsquo;50&nbsp;ЛЕТ&rsquo; (50&nbsp;YEARS) in&nbsp;two&nbsp;lines in&nbsp;a&nbsp;round frame on&nbsp;the&nbsp;left at&nbsp;the&nbsp;bottom.</p> <p><img src="/legacy/PhotoStore/img/5111-0526r.png" /></p> <p>The&nbsp;edge of&nbsp;the&nbsp;coin is&nbsp;corrugated.</p> <p>The&nbsp;coin is&nbsp;minted in&nbsp;proof quality.</p> <p>The&nbsp;mintage of&nbsp;the&nbsp;coin is&nbsp;3.0 thousand&nbsp;pcs; and</p> <p>&mdash;&nbsp;the&nbsp;<nobr>100-ruble</nobr> coin features relief images of&nbsp;the&nbsp;sculptural composition The&nbsp;Drop of&nbsp;Life in&nbsp;the&nbsp;centre, the&nbsp;Church of&nbsp;the&nbsp;Holy Martyr Tatiana on&nbsp;the&nbsp;left, city houses on&nbsp;the&nbsp;right, a&nbsp;relief ornamental strip across the&nbsp;lower part of&nbsp;the&nbsp;coin, and&nbsp;inscriptions &lsquo;КОГАЛЫМ&rsquo; (KOGALYM) at&nbsp;the&nbsp;top&nbsp;around the&nbsp;circumference and &lsquo;50&nbsp;ЛЕТ&rsquo; (50&nbsp;YEARS) in&nbsp;two&nbsp;lines in&nbsp;a&nbsp;round frame at&nbsp;the&nbsp;bottom.</p> <p><img src="/legacy/PhotoStore/img/5217-0050r.png" /></p> <p>The&nbsp;edge of&nbsp;the&nbsp;coin is&nbsp;corrugated.</p> <p>The&nbsp;coin is&nbsp;minted in&nbsp;proof quality.</p> <p>The&nbsp;mintage of&nbsp;the&nbsp;coin is&nbsp;3.0 thousand&nbsp;pcs.</p> <p>The&nbsp;new&nbsp;coins are&nbsp;legal tender of&nbsp;the&nbsp;Russian Federation and&nbsp;are&nbsp;mandatory for&nbsp;acceptance for&nbsp;all&nbsp;kinds of&nbsp;payments without any&nbsp;restrictions at&nbsp;their face value.</p> Mon, 18 Aug 2025 12:00:00 +0300 Cash Circulation In honour of defenders of fatherland (18.08.2025) https://www.cbr.ru/eng/press/PR/?file=638911061230336022ENG_COINS.htm docid_41262 <p>On&nbsp;18&nbsp;August 2025, the&nbsp;Bank of&nbsp;Russia issues a&nbsp;<nobr>50-ruble</nobr> base metal commemorative coin featuring an&nbsp;image of&nbsp;the&nbsp;Saur-Mogila Memorial Complex (Catalogue No.&nbsp;<nobr>5716-0002).</nobr> Saur-Mogila is&nbsp;a&nbsp;kurgan (burial mound) in&nbsp;the&nbsp;Donetsk People&rsquo;s Republic with a&nbsp;height of&nbsp;277.9&nbsp;metres, which was&nbsp;of&nbsp;utmost strategic importance during the&nbsp;Great Patriotic War. Saur-Mogila was&nbsp;liberated from German occupiers in&nbsp;August 1943 after prolonged and&nbsp;bloody fighting.</p> <p>The&nbsp;coin has&nbsp;a&nbsp;round shape and&nbsp;is&nbsp;28.0&nbsp;mm&nbsp;in&nbsp;diameter. The&nbsp;coin is&nbsp;combined, comprising a&nbsp;disc and&nbsp;an&nbsp;outer ring.</p> <p>The&nbsp;obverse and&nbsp;the&nbsp;reverse of&nbsp;the&nbsp;coin have a&nbsp;relief rim&nbsp;around the&nbsp;circumference.</p> <p>The&nbsp;edge of&nbsp;the&nbsp;coin is&nbsp;corrugated and&nbsp;has&nbsp;the&nbsp;inscriptions &lsquo;50&nbsp;РУБЛЕЙ&rsquo; (50&nbsp;RUBLES) recurring twice and&nbsp;divided by&nbsp;asterisks.</p> <p>The&nbsp;obverse of&nbsp;the&nbsp;coin features the&nbsp;inscriptions on&nbsp;the&nbsp;ring around the&nbsp;circumference &lsquo;БАНК РОССИИ&rsquo; (BANK OF&nbsp;RUSSIA) at&nbsp;the&nbsp;top&nbsp;and &lsquo;2025&rsquo; at&nbsp;the&nbsp;bottom. There are&nbsp;images of&nbsp;laurel and&nbsp;oak&nbsp;twigs on&nbsp;the&nbsp;left and&nbsp;right of&nbsp;the&nbsp;outer ring, extending onto the&nbsp;disc. The&nbsp;figure &lsquo;50&rsquo; and&nbsp;the&nbsp;inscription &lsquo;РУБЛЕЙ&rsquo; (RUBLES) below, denoting the&nbsp;face value of&nbsp;the&nbsp;coin, are&nbsp;in&nbsp;the&nbsp;centre of&nbsp;the&nbsp;disc. The&nbsp;figure &lsquo;0&rsquo; features a&nbsp;security element inside in&nbsp;the&nbsp;form of&nbsp;the&nbsp;figure &lsquo;50&rsquo; and&nbsp;the&nbsp;inscription &lsquo;РУБ&rsquo; (RUB) visible at&nbsp;various viewing angles to&nbsp;the&nbsp;coin surface. The&nbsp;Moscow Mint trademark is&nbsp;at&nbsp;the&nbsp;bottom of&nbsp;the&nbsp;disc.</p> <p><img src="/legacy/PhotoStore/img/5716-0002.png" /></p> <p>The&nbsp;reverse of&nbsp;the&nbsp;coin features a&nbsp;relief image of&nbsp;a&nbsp;fragment of&nbsp;the&nbsp;Saur-Mogila Memorial Complex and&nbsp;the&nbsp;relief inscriptions divided by&nbsp;points on&nbsp;the&nbsp;ring around the&nbsp;circumference &lsquo;ГОД ЗАЩИТНИКА ОТЕЧЕСТВА&rsquo; (YEAR OF&nbsp;THE&nbsp;DEFENDER OF&nbsp;THE&nbsp;FATHERLAND) at&nbsp;the&nbsp;top&nbsp;and &lsquo;САУР-МОГИЛА&rsquo; (SAUR-MOGILA) at&nbsp;the&nbsp;bottom.</p> <p><img src="/legacy/PhotoStore/img/5716-0002R.png" /></p> <p>The&nbsp;mintage of&nbsp;the&nbsp;coin is&nbsp;1.0&nbsp;million&nbsp;pcs.</p> <p>The&nbsp;new&nbsp;coin is&nbsp;legal tender of&nbsp;the&nbsp;Russian Federation and&nbsp;is&nbsp;mandatory for&nbsp;acceptance for&nbsp;all&nbsp;kinds of&nbsp;payments without any&nbsp;restrictions at&nbsp;its&nbsp;face value.</p> Mon, 18 Aug 2025 10:00:00 +0300 Cash Circulation Results of monitoring of credit institutions’ maximum interest rates (15.08.2025) https://www.cbr.ru/eng/press/PR/?file=638908728140654575ENG_BANK_SECTOR.htm docid_41260 <p>The&nbsp;August 2025 results of&nbsp;the&nbsp;monitoring of&nbsp;the&nbsp;maximum interest rates on&nbsp;deposits<sup>1</sup> in&nbsp;Russian rubles of&nbsp;the&nbsp;top&nbsp;10&nbsp;credit institutions<sup>2</sup> attracting the&nbsp;largest amount of&nbsp;household deposits are&nbsp;as&nbsp;follows:</p> <p>The&nbsp;first 10&nbsp;days of&nbsp;August&nbsp;&ndash; 15.96%.</p> <p>Data on&nbsp;changes in&nbsp;monitoring results are&nbsp;<a href="/eng/statistics/bank_sector/pdko_sub/#a_95844link">available</a> on&nbsp;the&nbsp;Bank of&nbsp;Russia website.</p> <p>Data on&nbsp;average maximum interest rates on&nbsp;deposits by&nbsp;maturity are&nbsp;given for&nbsp;reference.<sup>3</sup></p> <div> <hr align="left" size="0" width="33%"></div> <div class="note"> <p><sup>1</sup>&nbsp;The maximum interest rate at&nbsp;a&nbsp;credit institution is&nbsp;measured as&nbsp;follows:</p> <p>&ndash;&nbsp;Maximum interest rates on&nbsp;deposits available to&nbsp;any&nbsp;client (including potential ones) without any&nbsp;limitations and&nbsp;preliminary conditions are&nbsp;taken into account. Deposits for&nbsp;special client categories (pensioners, children) and&nbsp;purposes (social, humanitarian, etc.) are&nbsp;excluded.</p> <p>&ndash;&nbsp;Compound interest rates on&nbsp;deposits are&nbsp;out&nbsp;of&nbsp;scope.</p> <p>&ndash;&nbsp;Interest rates that are&nbsp;effective provided that certain conditions are&nbsp;fulfilled (regular bank card turnover, a&nbsp;permanent minimum balance on&nbsp;a&nbsp;bank card, etc.) are&nbsp;not&nbsp;taken into account.</p> <p>&ndash;&nbsp;Combined deposit products, i.e. deposits with additional conditions, are&nbsp;not&nbsp;considered. Such additional conditions for&nbsp;higher interest accrual may&nbsp;comprise, among other things, purchasing investment units in&nbsp;a&nbsp;certain amount, opening an&nbsp;investment account, concluding an&nbsp;agreement on&nbsp;investment or&nbsp;endowment life insurance, buying an&nbsp;extra service package, etc.</p> <p>&ndash;&nbsp;Deposits with maturities divided into periods with varying interest rates are&nbsp;out&nbsp;of&nbsp;scope.</p> <p>The&nbsp;average maximum interest rate is&nbsp;calculated as&nbsp;an&nbsp;arithmetic mean of&nbsp;the&nbsp;maximum interest rates of&nbsp;the&nbsp;top&nbsp;10&nbsp;credit institutions.</p> <p><sup>2</sup>&nbsp;Sberbank (1481)&nbsp;&mdash; www.sberbank.ru, VTB&nbsp;Bank (PJSC) (1000)&nbsp;&mdash; www.vtb.ru, Bank&nbsp;GPB (JSC) (354)&nbsp;&mdash; www.gazprombank.ru, AO&nbsp;ALFA-BANK (1326)&nbsp;&mdash; alfabank.ru, JSC&nbsp;Rosselkhozbank (3349)&nbsp;&mdash; www.rshb.ru, Joint Stock Company Bank DOM.RF (2312)&nbsp;&mdash; domrfbank.ru, CREDIT BANK OF&nbsp;MOSCOW (1978)&nbsp;&mdash; mkb.ru, TBank (2673)&nbsp;&mdash; www.tbank.ru, Promsvyazbank PJSC (3251)&nbsp;&mdash; psbank.ru, PJSC Sovcombank (963)&nbsp;&mdash; sovcombank.ru. The&nbsp;monitoring was&nbsp;conducted by&nbsp;the&nbsp;Department of&nbsp;Banking Regulation and&nbsp;Analytics of&nbsp;the&nbsp;Bank of&nbsp;Russia using the&nbsp;information provided by&nbsp;the&nbsp;said websites. The&nbsp;published value is&nbsp;indicative.</p> <p><sup>3</sup>&nbsp;Average maximum interest rates on&nbsp;deposits: for&nbsp;up&nbsp;to&nbsp;90&nbsp;days&nbsp;&mdash; 15.48%; for&nbsp;91&nbsp;to&nbsp;180&nbsp;days&nbsp;&mdash; 15.52%; for&nbsp;181&nbsp;days to&nbsp;one&nbsp;year&nbsp;&mdash; 14.59%; and&nbsp;for&nbsp;over one&nbsp;year&nbsp;&mdash; 13.25%.</p> </div> Fri, 15 Aug 2025 15:00:00 +0300 Banking Sector Facts of misuse of insider information in transactions with shares of PJSC Ashinskiy metzavod established (14.08.2025) https://www.cbr.ru/eng/press/PR/?file=638908455190182853ENG_PNP_INSIDE.htm docid_41258 <p>Based on&nbsp;the&nbsp;findings of&nbsp;an&nbsp;investigation, the&nbsp;Bank of&nbsp;Russia has&nbsp;established facts of&nbsp;misuse of&nbsp;insider information by&nbsp;Mikhail Vladimirovich&nbsp;Papkin in&nbsp;transactions with ordinary shares of&nbsp;PJSC Ashinskiy metzavod (hereinafter, the&nbsp;Shares, the&nbsp;Company).</p> <p>On&nbsp;12 August 2024, the&nbsp;decision of&nbsp;the&nbsp;Company&rsquo;s board of&nbsp;directors was&nbsp;published on&nbsp;the&nbsp;website of&nbsp;Interfax&rsquo;s Corporate Information Disclosure Centre. The&nbsp;decision recommended that the&nbsp;general meeting of&nbsp;shareholders pay&nbsp;dividends in&nbsp;the&nbsp;amount of&nbsp;₽77&nbsp;per&nbsp;Share out&nbsp;of&nbsp;the&nbsp;net&nbsp;profit earned over the&nbsp;first six&nbsp;months of&nbsp;2024&nbsp;and the&nbsp;retained earnings of&nbsp;previous years. This information constituted insider information of&nbsp;the&nbsp;Company.</p> <p>Since no&nbsp;dividends on&nbsp;the&nbsp;Shares had&nbsp;been paid for&nbsp;over 20&nbsp;years, this news triggered a&nbsp;sharp increase in&nbsp;the&nbsp;price of&nbsp;the&nbsp;Shares, resulting in&nbsp;a&nbsp;discrete auction of&nbsp;the&nbsp;Shares conducted on&nbsp;12&nbsp;August 2024.</p> <p>On&nbsp;9 August 2024, being an&nbsp;insider and&nbsp;a&nbsp;member of&nbsp;the&nbsp;Company&rsquo;s board of&nbsp;directors, M.V.&nbsp;Papkin attended the&nbsp;board of&nbsp;directors&rsquo; meeting, which discussed the&nbsp;issues of&nbsp;convening an&nbsp;extraordinary general meeting of&nbsp;shareholders and&nbsp;the&nbsp;amount of&nbsp;dividends. On&nbsp;the&nbsp;day&nbsp;of&nbsp;the&nbsp;meeting, he&nbsp;made a&nbsp;series of&nbsp;transactions to&nbsp;buy&nbsp;the&nbsp;Shares. Following the&nbsp;disclosure of&nbsp;insider information on&nbsp;12&nbsp;August 2024&nbsp;on recommending dividend payments, M.V.&nbsp;Papkin, over the&nbsp;period from 13&nbsp;to&nbsp;19&nbsp;August 2024, conducted a&nbsp;series of&nbsp;transactions to&nbsp;sell the&nbsp;acquired Shares at&nbsp;a&nbsp;price significantly exceeding the&nbsp;purchase price, thereby making a&nbsp;profit.</p> <p>The&nbsp;investigation has&nbsp;thus established that M.V.&nbsp;Papkin used the&nbsp;Company&rsquo;s insider information illegally. Therefore, the&nbsp;Bank of&nbsp;Russia qualifies his&nbsp;actions as&nbsp;a&nbsp;violation of&nbsp;the&nbsp;ban&nbsp;established by&nbsp;Clause 1&nbsp;of&nbsp;Part 1&nbsp;of&nbsp;Article 6&nbsp;of&nbsp;Federal Law&nbsp;No.&nbsp;<nobr>224-FZ.</nobr></p> <p>M.V.&nbsp;Papkin has&nbsp;been held administratively liable for&nbsp;the&nbsp;misuse of&nbsp;insider information. The&nbsp;Bank of&nbsp;Russia has&nbsp;sent him&nbsp;a&nbsp;binding order to&nbsp;cease and&nbsp;desist from similar violations in&nbsp;the&nbsp;future.</p> <p>Furthermore, the&nbsp;Bank of&nbsp;Russia has&nbsp;sent binding orders to&nbsp;professional securities market participants and&nbsp;trading organisers to&nbsp;suspend all&nbsp;transactions on&nbsp;M.V.&nbsp;Papkin&rsquo;s brokerage accounts.</p> <p>The&nbsp;Bank of&nbsp;Russia emphasises that an&nbsp;issuer&rsquo;s insiders are&nbsp;not&nbsp;allowed to&nbsp;use&nbsp;insider information in&nbsp;transactions they conduct and&nbsp;urges issuers and&nbsp;other legal entities listed in&nbsp;Part&nbsp;1&nbsp;of&nbsp;Article&nbsp;11&nbsp;of&nbsp;Federal Law&nbsp;No.&nbsp;<nobr>224-FZ</nobr> to&nbsp;duly perform their obligations to&nbsp;take measures to&nbsp;prevent, detect, and&nbsp;suppress the&nbsp;misuse of&nbsp;insider information, including by&nbsp;protecting it&nbsp;and&nbsp;ensuring its&nbsp;confidentiality.</p> Thu, 14 Aug 2025 15:00:00 +0300 Market misconduct