Average Rates on Short-term Loans (in foreign currency) Extended by Russian Credit Institutions in 2008

% p. a.

	US Dollars		Euro
	Individuals	Non-financial organisations	Individuals	Non-financial organisations
January	14.1	8.2	12.5	8.8
February	13.5	8.0	11.0	8.7
March	13.0	8.2	13.0	8.8
April	13.6	7.9	10.7	9.0
May	13.4	7.5	13.1	8.6
June	14.6	8.5	12.9	8.6
July	14.0	8.7	12.2	8.9
August	14.9	9.1	11.8	9.5
September	12.3	8.9	13.3	10.2
October	14.6	11.2	11.8	11.4
November	16.6	10.8	13.6	12.0
December	16.6	10.7	14.4	11.2

Updated February 17, 2010.