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B0:65 A?8A>: B>20@>2 8 CA;C3, 4>ABC?=KE 4;O ?@>4068 =0 B5=52KE A5@25@0E (>@?>@0F8O  Symantec 2010 3.) =0 http://www.symantec.com/threatreport/topic.jsp?id=fraud_activity_trends&aid=underground_economy_servers  D8F80;L=>5 >?8A0=85  G Data 70 2009 3., AB@. 17-18: "5=520O M:>=><8:0 (http://www.gdatasoftware.com/uploads/media/Whitepaper_Underground_Economy_8_2009_GB.pdf)  HYPERLINK "http://www.banksafeonline.org.uk/moneymule_explained.html" http://www.banksafeonline.org.uk/moneymule_explained.html  > 40==K< Facebook =0 45:01@L 2011 3. 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B0:65 http://www.sonicwall.com/downloads/SB_Security_Trends_US.pdf  http://www.eurodig.org/eurodig-2010/programme/workshops/workshop-1 http://www.coe.int/t/dghl/cooperation/economiccrime/cybercrime/Documents/Reports-resentations/2079_reps_IF10_reps_joeschwerha1a.pdf  HYPERLINK "http://www.coe.int/t/dghl/cooperation/economiccrime/cybercrime/Documents/Internationalcooperation/2079_Cloud_Computing_power_disposal_31Aug10a.pdf/" http://www.coe.int/t/dghl/cooperation/economiccrime/cybercrime/Documents/Internationalcooperation/2079_Cloud_Computing_power_disposal_31Aug10a.pdf/ ;O B>3>, GB>1K @5H8BL 2>?@>A > B@0=A3@0=8G=>< 4>ABC?5 ?@02>>E@0=8B5;L=KE 8 AC451=KE >@30=>2 ><8B5B >=25=F88 ?@>B82 :815@?@5ABC?=>AB8 2 =>O1@5 2011 3. ?@8=O; @5H5=85 > A>740=88 A?5F80;L=>9 3@C??K, :>B>@0O 4>;6=0 1K;8 ?@54;>68BL 2KE>4 87 A>7402H59AO A8BC0F88 2 2845 @>B>:>;0 : C40?5HBA:>9 >=25=F88 8;8 8=>9 4>:C<5=B, =5 =>AOI89 >1O70B5;L=K9 E0@0:B5@.  HYPERLINK "http://www.coe.int/t/dghl/cooperation/economiccrime/organisedcrime/Organised Crime Situation Report 2004.pdf" http://www.coe.int/t/dghl/cooperation/economiccrime/organisedcrime/Organised%20Crime%20Situation%20Report%202004.pdf, http://www.coe.int/t/dghl/co-operation/economiccrime/organisedcrime/Report2005E.pdf  0: >?@545;5=> 2 AB.2 >=25=F88  ?@>B82 B@0=A=0F8>=0;L=>9 >@30=87>20==>9 ?@5ABC?=>AB8  "0:65 8E =07K20NB 5@54>2K5 ?>AB>O==K5 C3@>7K 8;8 #. -B>B B5@<8= 1K; ?@84C<0= 0<5@8:0=A:>9 :><?0=859 Mandiant , :>B>@0O 70=8<05BAO 2>?@>A0<8 157>?0A=>AB8 (http://www.mandiant.com/services/advanced_persistent_threat/). ;O :@0B:>3> >?@545;5=8O A<.: http://www.damballa.com/knowledge/advanced-persistent-threats.php. "0:65:  HYPERLINK "http://tominfosec.blogspot.com/2010/02/understanding-apt.html"http://tominfosec.blogspot.com/2010/02/understanding-apt.html. @8<5@K ?@82545=K =0 http://www.businessweek.com/magazine/content/08_16/b4080032220668.htm  A?>;L7>20=85 =B5@=5B0 4;O F5;59 B5@@>@87<0 <>65B 2:;NG0BL 2 A51O @0A?@545;5==K5 0B0:8 B8?0 >B:070 2 >1A;C6820=88 :;NG52>9 8=D@0AB@C:BC@K, 0 B0:65 A:;>=5=85, 25@1>2:C 8 >1CG5=85 8;8 8A?>;L7>20=85 8=D>@<0F8>==KE B5E=>;>389 4;O B>3>, GB>1K ?>;CG8BL 4>ABC? 845=B8D8:0F8>==K<, :><<C=8:0F8>==K< 8 8=K< ;>38AB8G5A:8< 40==K<  HYPERLINK "http://book.coe.int/EN/ficheouvrage.php?PAGEID=36&lang=EN&produit_aliasid=2221"http://book.coe.int/EN/ficheouvrage.php?PAGEID=36&lang=EN&produit_aliasid=2221 http://www.mpicc.de/ww/en/pub/forschung/forschungsarbeit/strafrecht/cyberterrorismus.htm  >A;54=85 ?@8<5@K MB> 0B0:8 =0 A5@25@K WIKI LEAKS 8 =0>1>@>B =0 A09BK, :>B>@K5 ?@5:@0B8;8 45;>2K5 >B=>H5=8O A WIKI LEAKS  HYPERLINK "http://www.csmonitor.com/Business/new-economy/2010/1208/WikiLeaks-cyberattacks-now-involve-Visa-Facebook-Twitter-MasterCard"http://www.csmonitor.com/Business/new-economy/2010/1208/WikiLeaks-cyberattacks-now-involve-Visa-Facebook-Twitter-MasterCard,  HYPERLINK "http://www.theglobeandmail.com/news/technology/wikileaks-faces-cyber-attacks-loses-paypal-account-fordonations/article1825485/"http://www.theglobeandmail.com/news/technology/wikileaks-faces-cyber-attacks-loses-paypal-account-fordonations/article1825485/, http://news.cnet.com/8301-31921_3-20024935-281.html  http://en.wikipedia.org/wiki/2007_cyberattacks_on_Estonia  http://www.registan.net/wp-content/uploads/2009/08/US-CCU-Georgia-Cyber-Campaign-Overview.pdf   HYPERLINK "http://www.guardian.co.uk/world/2009/jul/08/south-korea-cyber-attack"http://www.guardian.co.uk/world/2009/jul/08/south-korea-cyber-attack, http://en.wikipedia.org/wiki/July_2009_cyber_attacks  http://www.washingtonpost.com/wp-dyn/content/article/2010/02/03/AR2010020304057.html  !<. B0:65 "5=8 2 >1;0:0E: @0AA;54>20=85 :815@-H?8>=060 2.0 0?@5;L 2010 3. (http://www.scribd.com/doc/29435784/SHADOWS-IN-THE-CLOUD-Investigating-Cyber-Espionage-2-0). 0==>5 8AA;54>20=85 >B@0605B B>B D0:B, GB> ACI5AB2C5B A;>6=0O M:>A8AB5<0 :815@-H?8>=060, 2:;NG0O :@06C 70A5:@5G5==>9 8 8=>9 A5:@5B=>9 8=D>@<0F88. !5@25@ C?@02;5=8O 8 :>=B@>;O 8A?>;L7C5B A>F80;L=K5 A8AB5<K 4;O 27;><0 :><?LNB5@>2, 0 70B5< ?5@5=0?@02;ONB 8=D>@<0F8N 8 :>=B@>;8@CNB MB8 :><?LNB5@K A A5@25@>2, ?@54;030NI8E CA;C38 15A?;0B=>3> Web-E>AB8=30, =0E>4OI8EAO 2 >AB>G=>9 788.  !:>BB '0@B=8 (2009 3.): 5@5>A<KA;5=85 :815@-C3@>7K: >A=>2K 8 ?>A;54CNI85 H038 (Microsoft ) (http://www.microsoft.com/downloads/details.aspx?FamilyID=062754cc-be0e-4bab-a181-077447f66877&displaylang=en). !<. B0:65: http://garwarner.blogspot.com/2010/07/future-of-cyber-attackattribution.html  K;> 1K ?>;57=> 8A?>;L7>20BL <5@K C3>;>2=>-?@02>2>3> 2>7459AB28O 8 8A?>;L7>20BL (?@5645 G5< 2K@010BK20BL =>2K5) =08;CGH8< >1@07>< B0:85 8=AB@C<5=BK, :0: C40?5HBA:0O >=25=F8O, 0 2 >B=>H5=88 B5@@>@87<0  >=25=F8N !>25B0 2@>?K > ?@54C?@5645=88 B5@@>@87<0 (!! ! 196) (http://www.conventions.coe.int/Treaty/Commun/ListeTraites.asp?CM=8&CL=ENG)  AB>G=8:: $"$ (2008): $8=0=A8@>20=85 B5@@>@87<0 (http://www.fatf-gafi.org/dataoecd/28/43/40285899.pdf)  09:; /:>1A>= $8=0=A8@>20=85 B5@@>@87<0 8 =B5@=5B AA;54>20=85 :>=D;8:B0 8 B5@@>@87<0, 33:4, 353-363. >ABC?=> =0  HYPERLINK "http://www.informaworld.com/smpp/section?content=a919769800&fulltext=713240928"http://www.informaworld.com/smpp/section?content=a919769800&fulltext=713240928. @C??0 @07@01>B:8 D8=0=A>2KE <5@ 1>@L1K A >B<K20=85< 45=53 #O728<>ABL :><<5@G5A:8E A09B>2 8 >=-;09=>2KE ?;0B56=KE A8AB5< 4;O >B<K20=8O 45=53 8 D8=0=A8@>20=8O B5@@>@87<0 (8N=L 2008 3.) http://www.fatf-gafi.org/dataoecd/57/21/40997818.pdf  !<. Der Spiegal (5@<0=8O) 70 22 O=20@O 1979 3. 0==85 284K :815@?@5ABC?;5=89 2:;NG0;8 2 A51O B5;5D>==>5 <>H5==8G5AB2> 2 =0G0;5 1970-E (>20@4 (<84B (2006): 0B@C;8@CO :815@?@>AB@0=AB2>, Larstan Publishing ) .   :0G5AB25 ?@8<5@0: >1J5< ?@>406 8;8 4>E>40 >B M;5:B@>==>9 B>@3>2;8 2 !( 2 2008 3. A>AB028; 3,7 B@8;;8>=>2 4>;;0@>2 (AB>G=8:: HYPERLINK "http://www.census.gov/econ/estats/2008/2008reportfinal.pdf"http://www.census.gov/econ/estats/2008/2008reportfinal.pdf).  ;O B8?>;>388 @0AE>4>2 =0 157>?0A=>ABL A<. 8E5;L 0= -B5=/>E0==5A .0CM@/ (8@8= "010B0109 (2009): #I5@1 >B =0@CH5=8O 157>?0A=>AB8 2 =B5@=5B5  >A=>20 8 8=AB@C<5=B0@89 4;O >F5=:8 M:>=><8G5A:8E 70B@0B =0 =0@CH5=85 70I8BK. TU Delft (www.opta.nl/nl/download/publicatie/?id=3083)  &5=B@ ?@85<0 A>>1I5=89 >1 =B5@=5B-?@5ABC?;5=8OE. BG5B > :815@?@5ABC?=>AB8 70 2009 3. (http://www.ic3.gov/media/annualreport/2009_IC3Report.pdf).  070 40==KE 60;>1 ?>B@518B5;59 $545@0;L=>9 :><8AA88 !( ?> B>@3>2;5, 40==K5 70 2009 3.  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"0:65 2:;NG5=K 40==K5 IC3.  !>3;0A=> $545@0;L=>9 C3>;>2=>9 ?>;8F88 MB0 8=D>@<0F8O =5 2:;NG05B 2 A51O CI5@1 >B D8H8=30 8;8 1>B-A5B59, ?>A:>;L:C 8< =5 ?@8A208205BAO C=8:0;L=K9 =><5@.  http://forms.cybersource.com/forms/airlinefraudpr  http://portal.bsa.org/Internetreport2009/2009Internetpiracyreport.pdf  http://www.arcsight.com/press/release/arcsight-and-ponemon-institute-release-first-annual-cost-of-cyber-crimestu/  http://www.ukpayments.org.uk/resources_publications/key_facts_and_figures/card_fraud_facts_and_figures/  ;O AE5< >B  4> / A<. http://www.actionfraud.org.uk/a-z_of_fraud  !B0BLO 8  >H5==8G5AB2> A 8A?>;L7>20=85< :><?LNB5@=KE B5E=>;>389 0640O !B>@>=0 ?@8=8<05B B0:85 70:>=>40B5;L=K5 8 8=K5 <5@K, =5>1E>48<K5 4;O B>3>, GB>1K :20;8D8F8@>20BL 2 :0G5AB25 C3>;>2=KE ?@5ABC?;5=89 A>3;0A=> 55 2=CB@83>AC40@AB25==><C ?@02C  2 A;CG05 A>25@H5=8O C<KH;5==> 8 =5?@02><5@=>  ;8H5=8O ;8F0 53> A>1AB25==>AB8 ?CB5<: a. ;N1>3> 22>40, 87<5=5=8O, C40;5=8O 8;8 1;>:8@>20=8O :><?LNB5@=KE 40==KE; b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http://www.bka.de/lageberichte/iuk/bundeslagebild_iuk_2009.pdf  !>3;0A=> $545@0;L=>9 C3>;>2=>9 ?>;8F88 MB0 8=D>@<0F8O =5 2:;NG05B 2 A51O CI5@1 >B D8H8=30 8;8 1>B-A5B59, ?>A:>;L:C 8< =5 ?@8A208205BAO C=8:0;L=K9 =><5@.  0==K5 ?@54>AB02;5=K ?@>:C@0BC@>9 8;0=0. A;54 70 ?@8=OB85< 0:>=0 ! 48 >B 18 <0@B0 2008 3., :>B>@K9 @0B8D8F8@>20; C40?5HBA:CN >=25=F8N, 29 ?@>:C@0BC@ ?@8 @09>==KE 0?5;;OF8>==KE AC40E =0G0;8 @0AA<0B@820BL 45;0 > :815@?@5ABC?;5=8OE.  !>>1I05BAO, GB> 2@54>=>A=K5 ?@>3@0<<K 4;O 1>B-A5B8 Mariposa 1K;8 A>740=K 2 !;>25=88. http://www.networkworld.com/news/2010/072810-alleged-mariposa-botnet-hacker-arrested.html  !?8A>: 45; A<. =0 http://www.justice.gov/criminal/cybercrime/cccases.html  &5=B@ ?@85<0 A>>1I5=89 >1 =B5@=5B-?@5ABC?;5=8OE (2010 3.). BG5B > :815@?@5ABC?=>AB8 70 2009 3. (http://www.ic3.gov/media/annualreport/2009_IC3Report.pdf).  070 40==KE 60;>1 ?>B@518B5;59 $545@0;L=>9 :><8AA88 !( ?> B>@3>2;5, 40==K5 70 2009 3.  HYPERLINK "http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2009.pdf"http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2009.pdf. "0:65 2:;NG5=K 40==K5 IC3.  8F> 1K;> 0@5AB>20=> 70 >B<K20=85 1 <8;;8>=0 DC=B0 AB5@;8=3>2 2 @57C;LB0B5 >=-;09=>2>3> =0;>3>2>3> <>H5==8G5AB20. !<. http://www.theregister.co.uk/2009/09/04/pceu_hmrc/  ?@545;5=85, ?@54;>65==>5 5@B-00? C?A></ >=0;L4>< 8=A>< (2006 3.). !<.  HYPERLINK "http://www.fidis.net/fileadmin/fidis/publications/2006/DuD09_2006_553.pdf"http://www.fidis.net/fileadmin/fidis/publications/2006/DuD09_2006_553.pdf. !;54CNI55 >?@545;5=85 40=> 2 0:>=5 !(  :@065 ?5@A>=0;L=KE 40==KE 8 A45@6820=88 ?@8A2>5=8O (@0745; 18, ?. 1028 (0) (7), A>3;0A=> :>B>@><C =0:07K205BAO ;8F>, :>B>@>5 >A>7=0==> ?5@5405B 8;8 8A?>;L7C5B, 157 70:>==>3> =0 B> ?@020 A@54AB20 845=B8D8:0F88 4@C3>3> ;8F0 4;O A>25@H5=8O 8;8 A>459AB28O 8;8 ?>4AB@5:0B5;LAB20 : =570:>==>9 45OB5;L=>AB8, :>B>@0O O2;O5BAO =0@CH5=85< $545@0;L=>3> 70:>=>40B5;LAB20 8;8 BO6:8< ?@5ABC?;5=85< 2 A>>B25BAB288 A D545@0;L=K< 8;8 <5AB=K< 70:>=>40B5;LAB2><.  !>3;0A=> 40==K< Ariva 1>;LH5 2A53> D8H8=3>2K< 0B0:0< 2 2011 3. ?>425@30;AO PayPal , 70B5< 84CB 4@C385 (=0?@8<5@, Ebay , HSBC Bank ,  Chase Bank 8 B.4. http://techblog.avira.com/2011/03/12/phishing-spam-and-malware-statistics-for-february-2011/en/  http://www.antiphishing.org/reports/APWG_GlobalPhishingSurvey_2H2009.pdf  http://www.antiphishing.org/reports/APWG_GlobalPhishingSurvey_2H2009.pdf  # : ;>10;870F8O ?@5ABC?=>AB8: >F5=:0 C3@>7K, :>B>@CN =5A5B B@0=A=0F8>=0;L=0O >@30=87>20==0O ?@5ABC?=>ABL (2010 3.), A<. http://www.unodc.org/documents/data-and-analysis/tocta/TOCTA_Report_2010_low_res.pdf  http://www.ic3.gov/media/annualreport/2009_IC3Report.pdf  http://www.bka.de/lageberichte/iuk/bundeslagebild_iuk_2009.pdf  !<. @30=870F8O ?> ?@54>B2@0I5=8N D8=0=A>2>3> <>H5==8G5AB20 2 !>548=5==>< >@>;52AB25 2010 3.: >H5==8G5AB2>: D0:BK 2010 3. - >;=K9 >17>@ A;CG052 <>H5==8G5AB20 2 ?;0B56=>9 AD5@5 8 <5@K 4;O 53> ?@54>B2@0I5=8O ( HYPERLINK "http://www.ukpayments.org.uk/files/fraud_the_facts_2010.pdf"http://www.ukpayments.org.uk/files/fraud_the_facts_2010.pdf). >;LH0O G0ABL <>H5==8G5AB20 A 1@8B0=A:8<8 :0@B0<8 A>25@H05BAO 70 3@0=8F59 (2 2009 3. 122.7 <8;;8>=0 DC=B>2 AB5@;8=3>2 87 440.3 <8;;8>=>2 DC=B>2 AB5@;8=3>2). !>>1I05BAO, GB> >1I89 >1J5< ?>B5@L A=878;AO =0 28% ?> A@02=5=8N A 2008 3. 5 A<>B@O =0 B>, GB> 40==K9 >BG5B C:07K205B =0 A=865=85 C@>2=O ?>B5@L >B CNP-<>H5==8G5AB20 =0 19% ?> A@02=5=8N A 2008 3. ?>4@0745;5=85 :><?0=88 Visa 2 2@>?5 A>>1I05B > ?>AB>O==>< @>AB5 C@>2=O 40==>3> 2840 <>H5==8G5AB20, >A>15==> 5A;8 A@02=820BL A B5<, GB> C@>25=L ?>B5@L >B 8=KE 284>2 <>H5==8G5AB20 A>:@0I05BAO (8AB>G=8:: 70A540=85 !>25B0 2@>?K 22 8N;O 2010 3.)  @30=870F8O ?> ?@54>B2@0I5=8N D8=0=A>2>3> <>H5==8G5AB20 2 !>548=5==>< >@>;52AB25 (2010 3.) ( HYPERLINK "http://www.ukpayments.org.uk/files/fraud_the_facts_2010.pdf"http://www.ukpayments.org.uk/files/fraud_the_facts_2010.pdf). #@>25=L C:070==>3> 2840 <>H5==8G5AB20 A=878;AO =0 77% ?> A@02=5=8N A 2004 3.  !>3;0A=> 40==K< 564C=0@>4=>9 @01>G59 3@C??K ?> 1>@L15 A <>H5==8G5AB2>< A 8A?>;L7>20=85< <0AA>2>3> <0@:5B8=30 (8N=L 2010 3.) http://www.fincen.gov/news_room/rp/reports/pdf/IMMFTAFinal.pdf  ?8A0=85 A<. =0: http://www.consumerfraudreporting.org/nigerian.php  !B0BLO 419 #3>;>2=>3> :>45:A0 835@88 :@8<8=0;87>20;0 40==>5 45O=85. ;O ?>;CG5=8O 4>?>;=8B5;L=>9 8=D>@<0F88 A< A09B ><8A88 835@88 ?> 1>@L15 A M:>=><8G5A:8< 8 D8=0=A>2K< <>H5==8G5AB2>< (http://www.efccnigeria.org).  ?8A0=85 A<. =0 http://www.consumerfraudreporting.org/lotteries.php  http://www.fincen.gov/news_room/rp/reports/pdf/IMMFTAFinal.pdf, AB@. 22.  http://www.ic3.gov/media/annualreport/2009_IC3Report.pdf  F5=:0 C3@>7K >@30=87>20==>9 ?@5ABC?=>AB8 2 !>548=5==>< >@>;52AB25 70 2009/2010 3., AB@. 57, F8B0B0 87 BG5B0 =B8<>=>?>;L=>3> C?@02;5=8O. http://www.soca.gov.uk/about-soca/library  ;O >?8A0=8O A8BC0F88 2 :064>< >B45;L=>< @538>=5 A<.: http://en.wikipedia.org/wiki/Internet_fraud  ?8A0=85 A<. http://www.consumerfraudreporting.org/auctionfraud.php  <5@8:0=A:89 &5=B@ ?@8=OB8O A>>1I5=89 >1 =B5@=5B-?@5ABC?;5=8OE __________ >B=>A8B 60;>1K > =5?>AB02:5 : A0<>9 >1H8@=>9 :0B53>@88 60;>1, ?5@540==KE 2 ?@02>>E@0=8B5;L=K5 >@30=K 2 2009 3. (19% >B 2A5E ?5@540==KE 60;>1) (http://www.ic3.gov/media/annualreport/2009_IC3Report.pdf).  ?8A0=85 A<. =0: http://www.consumerfraudreporting.org/MLMscams.htm  0G8=0O >B B>@3>2;8 =0@:>B8:0<8 8 :>=G0O 2K<>30B5;LAB2><, B>@3>2;59 ;N4L<8, A:C?:0 :@045==>3> 8 <=>385 4@C385  AA;54>20=85 A>45@68B B>G:C 7@5=8O, GB> 2 1990-E 70:>=>40B5;LAB2> ?> 1>@L15 A 45BA:>9 ?>@=>3@0D859 1K;> 459AB28B5;L=> MDD5:B82=K< 8 :><<5@G5A:>5 @0A?@>AB@0=5=85 B0:8E <0B5@80;>2 1K;> 2 1>;LH59 AB5?5=8 =57=0G8B5;L=K< ( HYPERLINK "http://www.iptforensics/"http://www.iptforensics.com/journal/volume4/j4_2_1.htm). >O2;5=85 =B5@=5B0 87<5=8;> A8BC0F8N  ;O B>3>, GB>1K B0:85 <0B5@80;K =5 ?>4?8BK20;8 A?@>A 2 C40?5HBA:>9 >=25=F88 ?@>B82 :815@?@5ABC?=>AB8 2 AB. 9 ?>4 ?>=OB85 45BA:>9 ?>@=>3@0D88 ?>4?0405B =5 B>;L:> 87>1@065=85 =5A>25@H5==>;5B=8E, => 8 ;8F :06CI8EAO =5A>25@H5==>;5B=8<8, 0 B0:65 @50;8AB8G=>5 87>1@065=85 =5A>25@H5==>;5B=53> ;8F0, CG0AB2CNI53> 2 >B:@>25==KE A5:AC0;L=KE 459AB28OE.  0=04A:89 F5=B@ ?> 70I8B5 45B59 2009 3.: 7>1@065=8O, A>45@602H85 AF5=K =0A8;8O =04 45BL<8 - 0=0;87 A09B>2, ?@>2545==K9 Cybertip.ca (=>O1@L 2009 3.) http://www.cybertip.ca/pdfs/Cybertip_researchreport.pdf  http://www.iwf.org.uk/media/news.285.htm  0=04A:89 F5=B@ ?> 70I8B5 45B59 2009 3.: 7>1@065=8O, A>45@602H85 AF5=K =0A8;8O =04 45BL<8 - 0=0;87 A09B>2, ?@>2545==K9 Cybertip.ca (=>O1@L 2009 3.), AB@ 62  HYPERLINK "http://www.cybertip.ca/pdfs/Cybertip_researchreport.pdf"http://www.cybertip.ca/pdfs/Cybertip_researchreport.pdf. !<. 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B8?>;>38G5A:>5 8AA;54>20=85 - > 2708<>A2O78 >B<K20=8O 45=53 8 D0;LA8D8:0F88 (2009 3.) http://www.coe.int/t/dghl/monitoring/moneyval/Typologies/MONEYVAL(2008)22RRepTyp_counterfeiting.pdf  !>3;0A=> >BG5BC Commtouch   B5=45=F8OE =B5@=5B-C3@>7 1 :2. 2010 3. (www.commtouch.com/download/1679)  !>>1I05BAO, GB> =0E>48BAO 2 >AB>G=>9 2@>?5  081>;LH55 G8A;> A?0<-A>>1I5=89 2 2009 3. @07>A;0;0 Canadian Pharmacy . >;LH0O G0ABL A5@>3> @K=:0 ?@>402F>2 <548F8=A:8E ?@5?0@0B>2 A?5F80;L=> <5BOB A2>8 A09BK, :0: 5A;8 1K >=8 1K;8 :0=04A:8<8 =0 >A=>20=88 ?@54?>;>65=8O > B><, GB> <=>385 0<5@8:0=FK 4C<0NB, GB> :0=04A:85 ;5:0@AB20 45H52;5, G5< 0<5@8:0=A:85.  !>548=5==>< >@>;52AB25 >=8 <>3CB ?>78F8>=8@>20BL A51O :0: United Pharmacy . !<. B0:65 ;0254 (http://spamtrackers.eu/wiki/index.php/Glavmed).  !>>1I05BAO, GB> GlavNed ?;0B8;> :><8AA8N 2 @07<5@5 30-40% >B ?@>40205<KE ;5:0@AB2. http://www.networkworld.com/news/2009/071609-canadian-pharmacy-spam.html?hpg1=bn  http://portal.bsa.org/Internetreport2009/2009Internetpiracyreport.pdf  http://www.cas.sc.edu/socy/faculty/deflem/zInternetextort.html  http://us.mcafee.com/en-us/local/html/identity_theft/NAVirtualCriminologyReport07.pdf  http://www.usprwire.com/Detailed/Computers_Internet/Fake_antivirus_software_take_extortion_scams_to_the_ 21st_century_109371.shtml 8;8 A<. B0:65 >BG5B Symantec > <>H5==8G5A:>< ?@>3@0<<=>< >15A?5G5=88 A8AB5<K 157>?0A=>AB8 (2009 3.) http://www.symantec.com/about/news/resources/press_kits/detail.jsp?pkid=istr_rogue_security  BG5B IC3 > ?@5ABC?=>AB8 2 =B5@=5B5 70 2009 3. 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A<. http://www.coe.int/t/dghl/monitoring/moneyval/Typologies/RepTyp_MSBs_en.pdf  B<K20=85 45=53 ?@8 ?><>I8 =>2KE ?;0B56=KE <5B>4>2 - 8AA;54>20=85 $"$, >:BO1@L 2010 3.  5=3@8O  5=3@8O  -AB>=8O  !;>20:8O  F5=:0 @8A:0 !(  8=8AB5@AB2> D8=0=A>2, 45:01@L 2005 3.  0?@8<5@, WebMoney WMZ , 8 UKASH http://www.ukash.com/fr/fr/home.aspx  http://www.interac.ca/fr/about.php (0=040)  http://www.getemoney.com/atmcard.aspx  !(  5@<0=8O  >AA89A:0O $545@0F8O  F5=:0 @8A:0 !(  8=8AB5@AB2> D8=0=A>2 ______________, 45:01@L 2005 3.  $"$- $ - B<K20=85 45=53 A 8A?>;L7>20=85< =>2KE ?;0B56=KE <5B>4>2, >:BO1@L 2010 3.  5;L38O, $@0=F8O, 5@<0=8O, B0;8O, /?>=8O, >;;0=48O, !8=30?C@ 8 (259F0@8O  Retail Hacking Ring 1K;8 ?@54JO2;5=K >128=5=8O 2 E8I5=88 8 @0A?@>AB@0=5=88 =><5@>2 :@548B=KE 8 4515B>2KE :0@B >4=>3> 87 >A=>2=KE 0<5@8:0=A:8E 5;59 @>7=8G=>9 B>@3>2;8: http://www.usdoj.gov/criminal/cybercrime/gonzalezIndict.pdf  0AA;54>20=85 ?> D0:BC :@068 40==KE C :><?0=88 TJX ?@825;> : @0A:@KB8N AE5<K >B<K20=8O 45=53: http://www.usatoday.com/money/2007-06-11-tjx-datatheft_N.htm  ;O 4>?>;=8B5;L=>9 8=D>@<0F88 > @8A:0E /$" ?@8 8A?>;L7>20=88 ?;0BD>@< 4;O =B5@=5B-B>@3>2;8 A<.,=0?@8<5@, 8AA;54>20=85 $"$ B<K20=85 45=53 8 D8=0=A8@>20=85 B5@@>@87<0 2 A5:B>@5 F5==KE 1C<03 (2009 3.) =0  HYPERLINK "http://www.fatf-gafi.org/dataoecd/32/31/43948586.pdf"http://www.fatf-gafi.org/dataoecd/32/31/43948586.pdf. ;O ?>4@>1=>3> >?8A0=8O @8A:>2 /$", A2O70==KE A >=-;09= 83@0<8 8 <5B>40E /$" - ?@>2>48B >B45;L=>5 8AA;54>20=85, @57C;LB0BK :>B>@>3> 1C4CB >?C1;8:>20=K 2 =0G0;5 2012.  !<. http://conventions.coe.int/Treaty/EN/Treaties/Html/198.htm  http://www.egmontgroup.org/  =D>@<0F8N > A;C610E, 70=8<0NI8EAO 2>72@0B>< 0:B82>2 A<. 8=D>@<0F8N =0 A09B5 CARIN : http://www.europol.europa.eu/publications/Camden_Assets_Recovery_Inter-Agency_Network/CARIN_Europol.pdf  !<. - ( HYPERLINK "http://www.coe.int/t/dghl/monitoring/moneyval/"http://www.coe.int/t/dghl/monitoring/moneyval/) 8 @C??0 @07@01>B:8 D8=0=A>2KE <5@ 1>@L1K A >B<K20=85< 45=53 (www.fatf-gafi.org).  !<. !B0BLN 35 C40?5HBA:>9 >=25=F88 ?@>B82 :815@?@5ABC?=>AB8 http://conventions.coe.int/Treaty/Commun/QueVoulezVous.asp?NT=185&CM=8&DF=&CL=ENG. !<.B0:65: http://www.coe.int/t/dghl/cooperation/economiccrime/cybercrime/Documents/Points%20of%20Contact/567_24_7report3a%20_2%20april09.pdf  #G8BK20O ?>O2;5=85 Web 2.0 , B> =5>1E>48<> ?@>2>48BL @0745;5=85 <564C ?@>D5AA8>=0;L=K<8 8 =5?@>D5AA8>=0;L=K<8 :>=B5=B-?@>20945@0<8, ?>A:>;L:C ;N1>9 ?>;L7>20B5;L <>65B 2 @57C;LB0B5 AB0BL :>=B5=B-?@>20945@><   B> 2@5<O :0: B0:85 ?@>25@:8 ?>72>;ONB C;CGH8BL A8AB5<K 157>?0A=>AB8 MB> B0:65 ?>72>;O5B ISPs >BA;56820BL =B5@=5B -B@0DD8: 8 2>7<>6=> A>18@0BL 8 0=0;878@>20BL 40==K5 > <8;;8>=0E ?>;L7>20B5;59. -B> 4>2>;L=> ?@>1;5<0B8G=> 87-70 >157;8G5==>AB8 !5B8 8 >B:070 >B 48A:@8<8=0F88, D8;LB@0F88 A>45@68<>3>, A2>1>4K A;>20, ?8@0BAB20 8 70I8BK ?5@A>=0;L=KE 40==KE. http://www.deeppacketinspection.ca/ http://userpage.fu-berlin.de/~bendrath/ISA09_Paper_Ralf%20Bendrath_DPI.pdf http://www.freepress.net/files/Deep_Packet_Inspection_The_End_of_the_Internet_As_We_Know_It.pdf  ?8A0=85 DC=:F8>=8@>20=8O A8AB5<K 40=> 2 >BG5B5, ?>43>B>2;5==>< ?@>5:B=>9 3@C??>9 !>25B0 2@>?K > :815@?@5ABC?=>AB8 http://www.coe.int/t/dghl/co-operation/economiccrime/cybercrime/Documents/Reports- Presentations/2079_reps_IF10_reps_wolfgangkleinwaechter1.pdf  @30=870F8O ?> ?@8A2>5=8N 8<5= 8 04@5A>2 2 =B5@=5B5  ;O 2@>?K A<. http://www.ripe.net/  'B> =5 A>>B25BAB2C5B 459AB28B5;L=>AB8  ;O CERT :>>@48=0F8>==K9 F5=B@  #=825@A8B5B 0@=538-5;;>=>2  HYPERLINK "http://www.cert.org/"http://www.cert.org/. ;O ?@028B5;LAB25==KE CERT A<.  HYPERLINK "http://www.us-cert.gov/"http://www.us-cert.gov/ 8;8  HYPERLINK "https://www.bsi.bund.de/cln_156/DE/Themen/CERTBund/certbund_node.html"https://www.bsi.bund.de/cln_156/DE/Themen/CERTBund/certbund_node.html. ;O =5>D8F80;L=KE 3@C?? ?@028B5;LAB25==KE CERTs 2 2@>?5 A<. https://www.bsi.bund.de/cln_156/ContentBSI/Themen/CERT_Bund/InternatKooperation/egovcert_en.html  "0:85 8=8F80B82K G0AB=>3> A5:B>@0 254CB =0:>?;5=8N 1>;LH8E >1J5<>2 8=D>@<0F88, :>B>@0O <>65B 1KBL 8A?>;L7>20=0 4;O 2KO2;5=8O 7;>=0<5@5==KE 45O=89 8 B0:8< >1@07>< >1;040NB >3@><=K< <0AA82>< ______ 8=D>@<0F88, :>B>@0O ?@0:B8G5A:8 =5 8A?>;L7C5BAO ?@02>>E@0=8B5;L=K<8 >@30=0<8. @8<5@K: http://mynetwatchman.com/ http://www.team-cymru.org/Services/ http://www.spamhaus.org/organization/index.lasso http://eval.symantec.com/mktginfo/enterprise/white_papers/bwhitepaper_ emea_Internet_security_threat_report_xv_04-2010.en-us.pdf http://www.messagelabs.com/resources/ 5@5G5=L 8=8F80B82 A<.: http://www.coe.int/t/dghl/co-operation/economiccrime/cybercrime/Documents/networks/Networks_en.asp @8 <5@K 8=8F80B82 ?> 1>@L15 A <>H5==8G5AB2><: - =B8-D8H8=3>20O @01>G0O 3@C??0 (http://www.antiphishing.org/)  <564C=0@>4=0O ?0=?@><KH;5==0O 8 ?@02>>E@0=8B5;L=0O 0AA>F80F8O, :>B>@0O :>=F5=B@8@C5B A2>8 CA8;8O =0 1>@L15 A <>H5==8G5AB2>< 8 E8I5=88 ?5@A>=0;L=KE 40==KE 2 @57C;LB0B5 D8H8=30, D0@<8=30 8 A?CD8=>30 2A5E 284>2 - >=4>=A:89 ?;0= 459AB289 (http://www.antiphishing.org/) @0728205B <564C=0@>4=>5 A>B@C4=8G5AB2> ?> 1>@L15 A> A?0<>< 8 ?KB05BAO @5H0BL A2O70==K5 A =8< ?@>1;5<K, =0?@8<5@, >=-;09=>2>5 <>H5==8G5AB2>, D8H8=3, 8 @0A?@>AB@0=5=85 28@CA>2. #G0AB=8:8 >AB028;8 >B:@KBK< ;0= 459AB289 4;O 4@C38E 708=B5@5A>20==KE ?@028B5;LAB25==KE 8 >1I5AB25==KE >@30=870F89, 0 B0:65 ?@54AB028B5;59 G0AB=>3> A5:B>@0, 4;O B>3>, GB>1K @0AH8@8BL A5BL CG@5645=89, 2>2;5G5==KE 2 1>@L1C A> A?0<><. - 01>G0O 3@C??0 ?> >1<5=C 8=D>@<0F859 > 1>@L15 A> 7;>C?>B@51;5=8O<8________ (MAAWG) >1J548=O5B ?@54AB028B5;59 8=4CAB@88, 70=8<0NI8EAO >1<5=>< A>>1I5=8O<8 8 CA?5H=> @07@5H05B 2>?@>AK, A2O70==K5 A> 7;>C?>B@51;5=85< 2 MB>9 AD5@5, =0?@8<5@, A?0<, 28@CAK, 0B0:0 B8?0 >B:070 2 >1A;C6820=88 8 B.?.  !<., =0?@8<5@ 1070 40==KE  ROKSO =0  Spamhouse http://www.spamhaus.org/rokso/  http://www.ic3.gov/default.aspx  &5=B@ ?@85<0 A>>1I5=89 >1 =B5@=5B-?@5ABC?;5=8OE (2010 3.). 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(http://www.ic3.gov/media/annualreport/2009_IC3Report.pdf).  http://www.melani.admin.ch  http://www.actionfraud.org.uk/home  =D>@<0F8O ?@54>AB02;5=0 2@>?59A:>9 ><8AA859  @>5:B 0<>G=>9 ?@>3@0<<K ! > 1>@L15 A 0B0:0<8 =0 8=D>@<0F8>==K5 A8AB5<K (COM(2010) 517 final) 2 AB0BL5 15 A>45@68B >1O70B5;LAB2> 4;O 2A5E 3>AC40@AB2-G;5=>2 E@0=8BL, 25AB8 8 ?@54>AB02;OBL AB0B8AB8G5A:85 40==K5 > ?@5ABC?;5=8OE, A>25@H5==KE ?@8 ?><>I8 :><?LNB5@=KE B5E=>;>389.  https://www.signal-spam.fr/  http://www.rfc-archive.org/getrfc.php?rfc=5901&tag=Extensions-to-the-IODEF-Document-Class-for-Reporting- Phishing http://www.coe.int/t/dghl/co-operation/economiccrime/cybercrime/Documents/Reports-Presentations/2079_if09_pres_APWG_ADVISORY_Reporting_eCrime_via_IODEF.pdf  http://www.ic3.gov/preventiontips.aspx http://www.stoppbetrug.ch/4/fr/1prevention_methodes_descroquerie/40201ventes_aux_encheres.php  !<., =0?@8<5@, http://www.polizei-nrw.de/koeln/Vorbeugung/kriminalitaet/Internet-und-datenkriminalitaet/  !<., =0?@8<5@, @5AC@AK 4;O ?@>402F>2 4;O ?@54>B2@0I5=8O <>H5==8G5AB20 A ?;0B56=K<8 :0@B0<8 http://www.visa.ca/en/merchant/fraud-prevention/index.jsp  !<., =0?@8<5@, http://www.actionfraud.org.uk/home  http://www.wolfsberg-principles.com/risk-based-approach.html  5:><5=40F8O 1 >B 10 D52@0;O 2009 3. !>25B0 #?@02;5=8O D8=0=A>2>3> =047>@0 5=3@88 > @8A:0E 4;O =B5@=5B-157>?0A=>AB8  !<. <5@K, ?@54?@8=8<05<K5 A5:B>@>< 2 8AA;54>20=88 @C??K @07@01>B:8 D8=0=A>2KE <5@ 1>@L1K A >B<K20=85< 45=53: #O728<>ABL :><<5@G5A:8E A09B>2 8 >=-;09= ?;0B56=KE A8AB5< 4;O >B<K20=8O 45=53 8 D8=0=A8@>20=8O B5@@>@87<0 (8N=L 2008 3.). =8 >1AC640;8AL 2 E>45 ?>43>B>2:8 40==>3> B8?>;>38G5A:>3> 8AA;54>20=8O  0?@8<5@, !B0=40@BK 157>?0A=>AB8 40==KE 2 AD5@5 ?;0B56=KE :0@B (PCI DSS) 8 A2O70==K5 A =8<8 B@51>20=8O https://www.pcisecuritystandards.org/security_standards/index.php  http://usa.visa.com/download/merchants/visa_risk_management_guide_ecommerce.  ;O ;CGH53> ?>=8<0=8O MB>3> ?@>F5AA0 A<.4>:;04 >;LD30=30 ;O9=20MEB5@0, ?>43>B>2;5==K9 4;O ?@>5:B0 !>25B0 2@>?K ?> 1>@L15 A :815@?@5ABC?=>ABLN http://www.coe.int/t/dghl/co-operation/economiccrime/cybercrime/Documents/Reports-Presentations/2079_reps_IF10_reps_wolfgangkleinwaechter1.pdf  @30=870F8O ?> ?@8A2>5=8N 8<5=8 8 04@5A>2 2 =B5@=5B5 (www.icann.org)  :;NG0O >=D5@5=F8N !>25B0 2@>?K :B>?CA 2 2010 3. http://www.coe.int/t/dghl/co-peration/economiccrime/cybercrime/cy-activity-Interface-2010/Presentations/Ws%202/LEA_ICANN_Recom_oct2009.pdf  http://gac.icann.org/system/files/Brussels-communique.pdf   HYPERLINK "http://www.icann.org/en/announcements/announcement-2-12dec11-en.htm"http://www.icann.org/en/announcements/announcement-2-12dec11-en.htm. 7<5=5=8O 1C4CB >B@065=K ?CB5< 2=5A5=8O 87<5=5=89 2 !>3;0H5=85 >1 0::@548B0F88 @538AB@0B>@>2 (RAA) 8 8=KE 0:B0E. 0;L=59H85 >1AC645=8O ?@>94CB =0 70A540=88 ICANN (>AB0- 8:0, <0@B 2012 3.)  ?8A0=85 70:>=>40B5;LAB2 AB@0= 2 AD5@5 ?@>B82>459AB28O :815@?@5ABC?=>AB8 A<. http://www.coe.int/t/dghl/cooperation/economiccrime/cybercrime/Documents/CountryProfiles/default_en.asp  http://conventions.coe.int/Treaty/Commun/QueVoulezVous.asp?NT=198&CM=8&DF=&CL=ENG  http://www.coe.int/t/dghl/monitoring/cop198/default_en.asp  ;O B>3>, GB>1K ?>;CG8BL 8=D>@<0F8N >B=>A8B5;L=> A?5F80;878@>20==KE ?>4@0745;5=89, A>1@0==CN 2 2011 3. 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HYPERLINK "http://www.unixworks.net/papers/wp-017.pdf"http://www.unixworks.net/papers/wp-017.pdf . !< B0:65 http://www.surfacetransportationisac.org/SupDocs/Library/ISAC_Products/isac_role_in_cip.pdf  http://www.samentegencybercrime.nl/   HYPERLINK "http://www.samentegencybercrime.nl/Informatie_knooppunt/Sectorale_ISACs/FIISAC?p=content"http://www.samentegencybercrime.nl/Informatie_knooppunt/Sectorale_ISACs/FIISAC?p=content. &5=B@K 4@C38E A5:B>@>2: >4=K9-ISAC, -=5@35B8G5A:89-ISAC, /45@=K9-ISAC 8 B.4.  http://www.enisa.europa.eu/act/res/workshops-1/2010/information-sharing-workshop/presentations/wim http://www.enisa.europa.eu/act/res/workshops-1/2010/information-sharing-workshop/copy_of_agenda-of-theinformation- sharing-workshop http://www.enisa.europa.eu/act/res/workshops-1/2010/information-sharing-workshop/copy_of_agenda-of-theinformation-sharing-workshop  http://www.ceop.police.uk/EFC/Public-Library/Latest-News/Conference-Roundup/   MB>9 3@C??5 A>?@54A540B5;LAB2CNB Visa 8  MasterCard .  =55 2E>4OB ?@54AB028B5;8 @O40 :;NG52KE :><?0=89, >1@010BK20NI8E ?;0B568. -B0 @01>G0O 3@C??0 4>;6=0 >1>1I8BL ?5@54>2>9 >?KB 2@>?K, >?8AK20NI89 B5 ?@028;0 8 ?@>F54C@K, :>B>@K9 =5 ?>72>;O5B ?@5ABC?=8:0< 2>A?>;L7>20BLAO ?;0B56=K<8 A8AB5<0<8. @C??0 B0:65 AB0@05BAO >?@545;8BL ?CB8 C;CGH5=8O 2708<>459AB28O 8 8=D>@<0F8>==>3> >1<5=0 <564C D8=0=A>2K<8 CG@5645=8O<8 8 ?@02>>E@0=8B5;L=K<8 >@30=0<8.  http://www.ceop.police.uk/Documents/Finan%20Best%20Pract2010_080910a.pdf  http://www.secretservice.gov/ectf.shtml   D52@0;5 2011 3. EECTF >?C1;8:>20;> 17>@ :815@?@5ABC?=>AB8 2 2@>?5, :>B>@K9 2 1>;LH59 G0AB8 :0A0;AO :815@-<>H5==8G5AB20. !<. http://www.gcsec.org/sites/default/files/doc/CYBER_CRIME_survey.pdf  =D>@<0F8O ?@54>AB02;5=0 2@>?59A:>9 ><8AA859  http://www.coe.int/t/dghl/co-operation/economiccrime/cybercrime/Documents/LEA_ISP/default_en.asp  http://www.coe.int/t/dghl/cooperation/economiccrime/cybercrime/Documents/LEA_ISP/1429_ECHR_CASE_OF_K.U._v%20Finland.pdf http://www.coe.int/t/dghl/cooperation/economiccrime/cybercrime/Documents/LEA_ISP/default_en.asp ;O 8=B5@5A=KE ?@8<5@>2 A0<>@53C;8@>20=8O A<. =B5@=5B-A1>@=8: ?>;57=>3> >?KB0 2AB@0;88 http://iia.net.au/images/resources/pdf/icode-v1.pdf  http://www.eu2008.fr/webdav/site/PFUE/shared/import/1127_JAI/Conclusions/JHA_Council_conclusions_Cybercrime_EN.pdf  http://www.ecteg.eu/  http://www.coe.int/t/DGHL/cooperation/economiccrime/cybercrime/Documents/Cyber%20IPA%20reports/2467_LEA_Training_Strategy_Fin1.pdf  http://www.coe.int/t/dghl/co-operation/economiccrime/cybercrime/Documents/Training/default_en.asp  !<. www.coe.int/cybercrime  ;O >1I8E <8=8<0;L=KE AB0=40@B>2 :@8<8=0;870F88 :064K< 3>AC40@AB2>< A>>B25BAB2CNI8E ?@5ABC?;5=89 A<. >=25=F8N !>25B0 2@>?K ?@>B82 :815@?@5ABC?=>AB8 (!! 185) =0 http://conventions.coe.int  !<. ?@54;>65=8O, 2=5A5==K5 564C=0@>4=K< ?@>5:B>< !>25B0 2@>?K ?> 1>@L15 A :815@?@5ABC?=>ABLN http://www.coe.int/t/DGHL/cooperation/economiccrime/cybercrime/Documents/Reports- Presentations/2079_cy_strats_rep_V20_14oct11.pdf  !<. www.fatf-gafi.org   4>?>;=5=85 : 5:><5=40F88 30 $"$ (?5@5A<>B@5==K5 2 D52@0;5 2012 3.)  5:><5=40F88 30 8 31 (?5@5A<>B@5==K5 2 D52@0;5 2012 3.) ?@87K20NB A>B@C4=8G0BL 8 >1<5=820BLAO 8=D>@<0F859 <564C $  8 ?@02>>E@0=8B5;L=K<8 >@30=0<8, 2:;NG0O A;54>20B5;59, @0AA;54CNI89 ?@5ABC?;5=8O, A>25@H5==K5 A ?><>ILN :><?LNB5@=KE B5E=>;>389  0: 87;>65=> 2 5:><5=40F88 31 (?5@5A<>B@5==K5 2 D52@0;5 2012 3.)  !< 5:><5=40F8N 36 (?5@5A<>B@5==K5 2 D52@0;5 2012 3.)  !<. ?0@03@0D 17 >OA=8B5;L=>9 70?8A:5 : 5:><5=40F88 40 (?5@5A<>B@5==K5 2 D52@0;5 2012 3.)  4>1@5=0 ><8B5B>< M:A?5@B>2 !>25B0 2@>?K ?> >F5=:5 <5@ ?@>B82>459AB28O >B<K20=8N 45=53 8 D8=0=A8@>20=8N B5@@>@87<0 (-) 2 A5=BO1@5 2009 3.  @C??0 @07@01>B:8 D8=0=A>2KE <5@ 1>@L1K A >B<K20=85< 45=53: #O728<>ABL :><<5@G5A:8E A09B>2 8 >=;09=>2KE ?;0B56=KE A8AB5< 4;O >B<K20=8O 45=53 8 D8=0=A8@>20=8O B5@@>@87<0 (8N=L 2008 3.).  ?@>5:B5 B0:65 CG8BK205BAO 8 B5:CI0O @01>B0 $"$ =04 @8A:0<8  8 $" 2 @57C;LB0B5 8A?>;L7>20=8O =>2KE ?;0B56=KE B5E=>;>389 .  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